Charlotte County property record for 25232 Derringer Rd, Punta Gorda, FL 33983
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,083 sqft · built 2004 |
| Lot Size | 0.248 acres (10,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Mar 2026) |
| Tax Bill | $5,839 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Mar 2026 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 402308381009 |
| Primary APN | 402308381009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,083 sqft Living Area |
| Gross Area | 2,865 sqft |
| 1st Floor Area | 2,083 sqft |
| Intercom | Intercom |
| Central Vacuum | Central Vacuum |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,800 sqft (0.248 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 312 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 341 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00952623259602 |
|---|---|
| Street Address | 25232 DERRINGER RD |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-6000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PUNTA GORDA ISLES SEC23 BLK699 LT 6 684/1879 1018/388-92 1208/1735 1738/979 1757/1576 2939/1134 3799/32 4623/1258 3248567 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 08 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 699 |
| Legal Lot Number | 6 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 20101 |
25232 Derringer Rd is owned by two individuals who bought it in March 2026.
Source: Charlotte County records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 MAPLEWOOD DR, NORTH SCITUATE, RI 02857-3022 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 31, 2026 | Personal Representative Deed, Transfer · Conventional Mortgage LOWER LLC |
| Mar 31, 2026 | Quit Claim Deed, Transfer PREMIER TITLE S FLORIDA, PREMIER TITLE OF FLORIDA |
| Mar 31, 2026 | Quit Claim Deed, Transfer PREMIER TITLE S FLORIDA, PREMIER TITLE OF FLORIDA |
| Apr 11, 2023 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 1, 2019 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Aug 31, 2020 | Warranty Deed, Transfer · Conventional Mortgage LENDUS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2026 · Amount on File |
| Deed Sale | Mar 31, 2026 · Amount on File |
| Prior Sale | Apr 11, 2023 · Amount on File |
| Deed Document Number | 20263628387 |
| Prior Transfer Date | Dec 21, 1999 |
| Prior Transfer Doc | 1757001576 |
| Record Updated | Oct 29, 2026 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Mar 31, 2026 |
| Property Address | 25232 DERRINGER RD, PUNTA GORDA, FL 33983-6000 |
| Document Number | 0003628387 |
| Map Reference | MB 12 PG 2 |
| Instrument Date | Mar 18, 2026 |
| Instrument | 3628387 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | PREMIER TITLE S FLORIDA, PREMIER TITLE OF FLORIDA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,555.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10251 STARLIGHT BAY, LINCOLN, NE 68527-1836 |
| Name | Verified Name |
|---|---|
| Address | 11 MAPLEWOOD DR, NORTH SCITUATE, RI 02857-3022 |
| Document Number | 0003628388 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | 3628388 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Mar 31, 2026 |
| Property Address | 25232 DERRINGER RD, PUNTA GORDA, FL 33983-6000 |
| Document Number | 0003628386 |
| Map Reference | MB 12 PG 2-A |
| Instrument Date | Mar 18, 2026 |
| Instrument | 3628386 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | PREMIER TITLE S FLORIDA, PREMIER TITLE OF FLORIDA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10251 STARLIGHT BAY, LINCOLN, NE 68527-1836 |
| Name | Verified Name |
|---|---|
| Address | 11 MAPLEWOOD DR, NORTH SCITUATE, RI 02857-3022 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Mar 31, 2026 |
| Property Address | 25232 DERRINGER RD, PUNTA GORDA, FL 33983-6000 |
| Document Number | 0003628385 |
| Map Reference | MB 12 PG 2-A |
| Instrument Date | Mar 10, 2026 |
| Instrument | 3628385 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | PREMIER TITLE S FLORIDA, PREMIER TITLE OF FLORIDA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22 HOLLOW TREE LN, MONROE, CT 06468-2646 |
| Name | Verified Name |
|---|---|
| Address | 11 MAPLEWOOD DR, NORTH SCITUATE, RI 02857-3022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Apr 11, 2023 |
| Property Address | 25232 DERRINGER RD, PUNTA GORDA, FL 33983-6000 |
| Document Number | 0003248567 |
| Map Reference | MB 12 PG 2 |
| Instrument Date | Apr 10, 2023 |
| Instrument | 3248567 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2023 |
| Title Company | PREMIER TITLE S FLORIDA, PREMIER TITLE OF FLORIDA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,745.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25232 DERRINGER RD, PUNTA GORDA, FL 33983-6000 |
| Name | Verified Name |
|---|---|
| Address | 1 HARRISON AVE, NORWALK, CT 06851-3908 |
| Document Number | 0003248568 |
|---|---|
| Date | Apr 11, 2023 |
| Instrument | 3248568 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 25232 DERRINGER RD, PUNTA GORDA, FL 33983-6000 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0044330911 |
|---|---|
| Date | May 1, 2019 |
| Book Page | 4433/0911 |
| Instrument | 2705725 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Aug 31, 2020 |
| Property Address | 25232 DERRINGER RD, PUNTA GORDA, FL 33983-6000 |
| Document Number | 0046231258 |
| Book / Page | 4623 / 1258 |
| Map Reference | MB 12 PG 2A-2Z41 |
| Instrument Date | Aug 31, 2020 |
| Instrument | 2846216 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2022 |
| Title Company | HOMETOWN TTL & CLOSING SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25232 DERRINGER RD, 25232, PORT CHARLOTTE, FL 33983-6000 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 10424, SAN BERNARDINO, CA 92423-0424 |
| Document Number | 0046231259 |
|---|---|
| Date | Aug 31, 2020 |
| Instrument | 4623/1259 |
| Name | LENDUS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for 25232 Derringer Rd was $5,839, down 12.9% from the year before.
Source: Charlotte County assessment roll, as of March 4, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,839.00 (-12.85%) Homeowner's exemption | $365,674 Land $38,250 Building $327,424 | $365,674 Land $38,250 Building $327,424 |
| 2024 | $6,700.00 (+50.02%) | ||
| 2023 | $4,466.00 (+6.13%) Homeowner's exemption | $267,503 (+3%) | $341,159 (+1.2%) Land $38,000 Building $303,159 |
| 2022 | $4,208.00 Homeowner's exemption | $259,712 | $337,099 Land $27,200 Building $309,899 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25232 Derringer Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 82 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 3 (2005–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25232 Derringer Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
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