25231 89th Dr, O Brien, FL 32071 Property Records

Suwannee County property record for 25231 89th Dr, O Brien, FL 32071

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,420 sqft · built 1994
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$128,000 (Oct 2003)
Tax Bill	$2,104 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-06S-14E-03809-000040`

Property Details

APN / Parcel Number

Primary APN	`05-06S-14E-03809-000040`
Alternative APN	`03809000040`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,420 sqft Living Area
1st Floor Area	2,420 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2017
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Patio Area	912 sqft
Pole Barn	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	25231 89TH DR
City	O BRIEN
State	FL
Zip	32071-3916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 4.00 ACRES LOT 4 SUW PINES SUB-DIV ORB 1051 P 323 WD YR 04
Legal Range	14E
Legal Township	06S
Legal Section	05
Legal Subdivision	SUW PINES SUB-DIV
Legal Lot Number	4
Legal Unit	4
Jurisdiction	SUWANNEE FL
Township / Civil Division	BRANFORD
Census Block Group	2
Census Block	2020
Census Tract	970601

Owner

Source: Suwannee County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25231 89TH DR, O BRIEN, FL 32071-3916
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Oct 22, 2018	Warranty Deed, Transfer WALLACE R CAIN&HITCHCOCK&SONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2003 · Amount on Record
Deed Sale	Oct 29, 2003 · Amount on Record
Deed Document Number	2003310123403
Deed Book / Page	1051 / 323
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	25231 89TH DR, O BRIEN, FL 32071-3916
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25231 89TH DR, O BRIEN, FL 32071-3916

Mortgage

Document Number	0000247181
Date	Dec 29, 2021
Book Page	2323/135
Instrument	2021247181

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Oct 22, 2018
Property Address	25231 89TH DR, O BRIEN, FL 32071-3916
Document Number	0000208428
Book / Page	002080 / 000363
Instrument Date	Aug 30, 2018
Instrument	208428
Transaction Type	Transfer
Record Updated	Dec 12, 2018

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$312.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25231 89TH DR O BRIEN FL 320713916, O BRIEN, FL 32071-3916

Mortgage

Document Number	208430
Date	Oct 22, 2018
Book Page	002080/000366
Instrument	208430

Lender

Name	WALLACE R CAIN&HITCHCOCK&SONS
Address	29220 NW 122ND ST, ALACHUA, FL 32615-3240

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 21, 2028

Interest

Rate	10%

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,104.00 (+4.21%) Homeowner's exemption	$242,152 (+61.81%) Land $20,000 Building $222,152	$242,152 (+8.52%) Land $20,000 Building $222,152
2024	$2,019.00 (+2.75%)
2023	$1,965.00 (+3.1%) Homeowner's exemption	$149,651 (+3%)	$223,142 (+32.09%) Land $20,000 Building $203,142
2022	$1,906.00 Homeowner's exemption	$145,292	$168,928 Land $20,000 Building $148,928

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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