25230 Clover Ranch Dr, Katy, TX 77494 Property Records

Fort Bend County property record for 25230 Clover Ranch Dr, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,696 sqft · built 2006
Lot Size	0.121 acres (5,283 sqft)
Owner	Individual Name on Record
Tax Bill	$5,098 (2025)
Deeds & Mortgages	May 2021 Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R344813`

Property Details

APN / Parcel Number

Primary APN	`R344813`
Alternative APN	`4238-01-001-0590-914`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,696 sqft Living Area
1st Floor Area	1,696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Brick/Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,283 sqft (0.121 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	33 sqft
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R344813
Street Address	25230 CLOVER RANCH DR
City	KATY
State	TX
Zip	77494-3018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KATY CREEK RANCH SEC 1, BLOCK 1, LOT 59
Legal Subdivision	KATY CREEK RANCH SEC 1
Legal Block	1
Legal Lot Number	59
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	2
Census Block	2010
Census Tract	673113

Owner

Source: Fort Bend County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	25230 CLOVER RANCH DR, KATY, TX 77494-3018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP
Aug 19, 2022	Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN
Aug 19, 2020	Deed of Trust, Mortgage · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP
Apr 22, 2020	Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2020
Deed Sale	Apr 22, 2020
Prior Sale	Jan 26, 2007
Deed Document Number	2020045257
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	25230 CLOVER RANCH DR, KATY, TX 77494-3018
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	FRONTIER TITLE COMPANY-WH LLC, FRONTIER TITLE CO WH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076793
Date	May 11, 2021
Instrument	2021076793

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	May 1, 2050

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	25230 CLOVER RANCH DR, KATY, TX 77494-3018
Transaction Type	Mortgage
Record Updated	Sep 15, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25230 CLOVER RANCH DR, KATY, TX 77494-3018

Mortgage

Document Number	0000108502
Date	Aug 19, 2022
Instrument	2022108502

Lender

Name	IDAHO HOUSING & FINANCE ASSN
Type	Government Agency
Address	83072

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	25230 CLOVER RANCH DR, KATY, TX 77494-3018
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FRONTIER TITLE CO WH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000109311
Date	Aug 19, 2020
Instrument	2020109311

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	May 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORT BEND TX
Recording Date	Apr 22, 2020
Property Address	25230 CLOVER RANCH DR, KATY, TX 77494-3018
Document Number	0000045257
Map Reference	PL 20060051
Instrument Date	Apr 17, 2020
Instrument	2020045257
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	FRONTIER TITLE CO WH LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25230 CLOVER RANCH DR, KATY, TX 77494-3018

Mortgage

Document Number	0000045258
Date	Apr 22, 2020
Instrument	2020045258

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Mortgage

Document Number	0000045259
Date	Apr 22, 2020
Instrument	2020045259

Lender

Name	TEXAS DEPARTMENT OF HOUSING AND COMMUNIT
Type	Government Agency
Address	AUSTIN, TX 78711

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,098.00 (-20.95%)	$311,890 (-5.13%) Land $47,710 Building $264,180	$311,890 (-5.13%) Land $47,710 Building $264,180
2024	$6,449.00 (+21.82%)	$328,748 (+2.46%) Land $47,710 Building $281,038	$328,748 (+2.46%) Land $47,710 Building $281,038
2023	$5,294.00 (+51.6%)	$320,846 Land $36,700 Building $284,146	$320,846 Land $36,700 Building $284,146
2018	$3,492.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 60 policies
Nearby Flood Policies	60 in force
Nearby Flood Claims	3 (2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS FORT BEND COUNTIES MUD 5 serves 4,641 people · EPA ID TX0790347
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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