Duval County property record for 2523 Waters Edge Dr, Neptune Beach, FL 32266
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 896 sqft · built 1980 |
| Lot Size | 0.059 acres (2,567 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Mar 2025) |
| Tax Bill | $2,741 (2025) |
| Deeds & Mortgages | Feb 2020 Construction Loan Dec 2018 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 177532-0260 |
| Primary APN | 177532-0260 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 896 sqft Living Area |
| Gross Area | 1,030 sqft |
| 1st Floor Area | 448 sqft |
| Upper Floors Area | 448 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Townhouse |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 2,567 sqft (0.059 acres) |
| Lot Dimensions | 85 ft deep x 30 ft wide |
| Porch | Screened Porch |
| Porch Area | 154 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 2523 WATERS EDGE DR |
|---|---|
| City | NEPTUNE BEACH |
| State | FL |
| Zip | 32266-1634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR-5 |
| Legal Description | 38-2S-29E .059 B DE CASTRO FERRER GRANT PT RECD O/R 21385-1786 |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 38 |
| Legal Subdivision | Neighborhood # 020061.00 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 14002 |
2523 Waters Edge Dr is owned and occupied by two individuals who bought it in March 2025.
Source: Duval County records, as of September 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2523 WATERS EDGE DR, NEPTUNE BEACH, FL 32266-1634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 6, 2020 | Deed of Trust, Construction Loan · Construction Mortgage SIGNATURE PERFUMES/CANADA ULC |
| Dec 14, 2018 | Warranty Deed, Transfer GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2025 · Amount on File |
| Deed Sale | Mar 6, 2025 · Amount on File |
| Prior Sale | Dec 14, 2018 · Amount on File |
| Deed Document Number | 202554660 |
| Deed Book / Page | 21385 / 1786 |
| Prior Transfer Date | Dec 30, 2004 |
| Prior Transfer Doc | 0000399755 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Feb 6, 2020 |
| Property Address | 2523 WATERS EDGE DR, NEPTUNE BEACH, FL 32266-1634 |
| Document Number | 0190951423 |
| Book / Page | 019095 / 001423 |
| Instrument Date | Jan 31, 2020 |
| Instrument | 29200 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2300 MARSH POINT RD #301 NEPTUNE BEACH FL 322661646, 301, NEPTUNE BEACH, FL 32266-1646 |
| Document Number | 190951423 |
|---|---|
| Date | Feb 6, 2020 |
| Book Page | 019095/001423 |
| Instrument | 29200 |
| Name | SIGNATURE PERFUMES/CANADA ULC |
|---|---|
| Address | JACKSONVILLE, FL 32257 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Feb 5, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Dec 14, 2018 |
| Property Address | 2523 WATERS EDGE DR, NEPTUNE BEACH, FL 32266-1634 |
| Document Number | 0186291456 |
| Book / Page | 018629 / 001456 |
| Instrument Date | Nov 26, 2018 |
| Instrument | 293049 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2019 |
| Title Company | GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Tax | $945.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2300 MARSH POINT RD #301 NEPTUNE BEACH FL 322661646, 301, NEPTUNE BEACH, FL 32266-1646 |
The 2025 property tax bill for 2523 Waters Edge Dr was $2,741, up 5.9% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Neptune Beach City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $214,771 (+39.6%) Land $68,128 Building $146,643 | $214,771 (+39.6%) Land $68,128 Building $146,643 | |
| 2025 | $2,741.00 (+5.87%) | $153,850 Land $67,500 Building $86,350 | $153,850 Land $67,500 Building $86,350 |
| 2024 | $2,589.00 (-3.11%) | ||
| 2023 | $2,672.00 (+13.17%) | $148,190 (+6.03%) Land $67,500 Building $80,690 | $148,190 (+6.03%) Land $67,500 Building $80,690 |
| 2022 | $2,361.00 | $139,759 Land $63,000 Building $76,759 | $139,759 Land $63,000 Building $76,759 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2523 Waters Edge Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 282 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 282 in force |
| Nearby Flood Claims | 23 (1984–2022) |
| Claims Outside the SFHA | 12 of 23 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2523 Waters Edge Dr is moderate, ranking above 62% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEPTUNE BEACH serves 7,270 people · EPA ID FL2160206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures