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2523 U St, Sacramento, CA 95818 Property Records

Sacramento County property record for 2523 U St, Sacramento, CA 95818

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,193 sqft · built 1908
Lot Size0.147 acres (6,400 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (Jan 2011)
Tax Bill$4,889 (2025)
Deeds & MortgagesMay 2020 Mortgage
Aug 2018 Transfer
+ 8 more
Flood ZoneZone X (reduced by levee)
APN010-0113-027-0000

Property Details

APN / Parcel Number

Primary APN010-0113-027-0000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area3,193 sqft Living Area
1st Floor Area1,044 sqft
2nd Floor Area1,749 sqft
Basement Area400 sqft
Finished Basement400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1908
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area6,400 sqft (0.147 acres)
Garage Area915 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2523 U ST
CitySACRAMENTO
StateCA
Zip95818-1820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1B-SPD
Legal DescriptionTHE EAST 1/2 OF LOT 6, IN BLOCK BOUNDED BY T & U AND 25TH & 26TH STREETS OF THE CITY OF SACRAMENTO
Legal Subdivision25TH & 26TH STREETS
Legal Lot Number6
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group3
Census Block3027
Census Tract1900

Owner

2523 U St is owned and occupied by two individuals who acquired it in July 2018.

Source: Sacramento County records, as of July 22, 2026

Owner of Record2 Individual Names on File
Mailing Address2523 U ST, SACRAMENTO, CA 95818-1820
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 18, 2020Deed of Trust, Mortgage
UNITED WHOLESALE MTG
Aug 2, 2018Correction Deed, Transfer
STEWART TITLE, STEWART TITLE/SACRAMENTO
Jul 11, 2018Quit Claim Deed, Transfer
STEWART TITLE, STEWART TITLE/SACRAMENTO
Jul 11, 2018Quit Claim Deed, Transfer
STEWART TITLE, STEWART TITLE/SACRAMENTO
Jul 11, 2018Quit Claim Deed, Transfer
STEWART TITLE, STEWART TITLE/SACRAMENTO
Jun 11, 2018Loan Modification, Mortgage
QUICKEN LNS
Mar 7, 2017Quit Claim Deed, Transfer
NOT AVAILABLE
Mar 7, 2017Quit Claim Deed, Transfer
QUICKEN LNS
Feb 28, 2017Quit Claim Deed, Transfer
NOT AVAILABLE
Feb 28, 2017Quit Claim Deed, Transfer
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 28, 2011 · Amount on File
Deed SaleJan 28, 2011 · Amount on File
Deed Book / Page20110128 / 811
Last Transfer DateJul 30, 2018
Transfer Doc8020000000497
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address2523 U ST, SACRAMENTO, CA 95818-1820
Document Number2005220768
Instrument DateMay 18, 2020
Transaction TypeMortgage
Record UpdatedJun 3, 2020
Title CompanySTEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2523 U ST SACRAMENTO CA 958181820, SACRAMENTO, CA 95818-1820

Mortgage

Document Number2005220768
DateMay 22, 2020
Instrument2005220768
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
AmountAmount on Record
Term360 Months
DueMay 21, 2050

August 2018: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionSACRAMENTO CA
Recording DateAug 2, 2018
Property Address2523 U ST, SACRAMENTO, CA 95818-1820
Document Number1808020497
Instrument DateJul 30, 2018
Instrument1808020497
Transaction TypeTransfer
Record UpdatedFeb 13, 2020
Title CompanySTEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2523 U ST SACRAMENTO CA 958181820, SACRAMENTO, CA 95818-1820

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateJul 11, 2018
Property Address2523 U ST, SACRAMENTO, CA 95818-1820
Document Number1807110235
Instrument DateJul 5, 2018
Instrument1807110235
Transaction TypeTransfer
Record UpdatedFeb 13, 2020
Title CompanySTEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2523 U ST SACRAMENTO CA 958181820, SACRAMENTO, CA 95818-1820

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateJul 11, 2018
Property Address2523 U ST, SACRAMENTO, CA 95818-1820
Document Number1807110230
Instrument DateJul 5, 2018
Instrument1807110230
Transaction TypeTransfer
Record UpdatedFeb 13, 2020
Title CompanySTEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2523 U ST SACRAMENTO CA 958181820, SACRAMENTO, CA 95818-1820

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateJul 11, 2018
Property Address2523 U ST, SACRAMENTO, CA 95818-1820
Document Number1807110231
Instrument DateJul 5, 2018
Instrument1807110231
Transaction TypeTransfer
Record UpdatedFeb 13, 2020
Title CompanySTEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2523 U ST SACRAMENTO CA 958181820, SACRAMENTO, CA 95818-1820

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSACRAMENTO CA
Property Address2523 U ST, SACRAMENTO, CA 95818-1820
Document Number1807110234
Instrument DateJun 11, 2018
Transaction TypeMortgage
Record UpdatedFeb 13, 2020
Title CompanyTITLE SOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2523 U ST SACRAMENTO CA 958181820, SACRAMENTO, CA 95818-1820

Mortgage

Document Number1807110234
DateJul 11, 2018
Instrument1807110234
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
AmountAmount on Record

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateMar 7, 2017
Property Address2523 U ST, SACRAMENTO, CA 95818-1820
Document Number0000000575
Book / Page170307 / 000575
Instrument DateFeb 18, 2017
Transaction TypeTransfer
Record UpdatedFeb 13, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2523 U ST SACRAMENTO CA 958181820, SACRAMENTO, CA 95818-1820

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateMar 7, 2017
Property Address2523 U ST, SACRAMENTO, CA 95818-1820
Document Number0000000573
Book / Page170307 / 000573
Instrument DateFeb 18, 2017
Transaction TypeTransfer
Record UpdatedFeb 13, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address2523 U ST SACRAMENTO CA 958181820, SACRAMENTO, CA 95818-1820

Mortgage

Document Number574
DateMar 7, 2017
Book Page170307/000574
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount on Record
Term180 Months
DueMar 6, 2032

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateFeb 28, 2017
Property Address2523 U ST, SACRAMENTO, CA 95818-1820
Document Number0000000040
Book / Page170228 / 000040
Instrument DateJan 26, 2017
Transaction TypeTransfer
Record UpdatedFeb 13, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2523 U ST SACRAMENTO CA 958181820, SACRAMENTO, CA 95818-1820

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateFeb 28, 2017
Property Address2523 U ST, SACRAMENTO, CA 95818-1820
Document Number0000000038
Book / Page170228 / 000038
Instrument DateJan 26, 2017
Transaction TypeTransfer
Record UpdatedFeb 13, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2523 U ST SACRAMENTO CA 958181820, SACRAMENTO, CA 95818-1820

Mortgage

Document Number39
DateFeb 28, 2017
Book Page170228/000039
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount on Record
Term180 Months
DueFeb 27, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 2523 U St was $4,889 with a homeowner's exemption, up 4.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalitySacramento City
Unified School DistrictSacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$401,629 (-0.26%) Land $80,000 Building $321,629
2025$4,889.00 (+4.18%) Homeowner's exemption$402,676 Land $80,000 Building $322,676
2024$4,693.00 (-4.48%)
2023$4,913.00 (+16.81%) Homeowner's exemption$405,000 Land $90,000 Building $315,000
2022$4,206.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2523 U St in Zone X, where a levee reduces flood risk, though there have been 13 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims13 (1991–2017)
Claims Outside the SFHA1 of 13
Most Recent ClaimFeb 2017 · Flooding
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2523 U St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SACRAMENTO MAIN
state or territorial government · serves 527,979 people · EPA ID CA3410020
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 923 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 2,000
unWired Broadband
Fixed Wireless		400 / 50

May also be available: Fidium Fiber, GeoLinks, Succeed.Net, T-Mobile, Verizon.

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