2523 Rutgers Rd, Crestview, FL 32536 Property Records

Okaloosa County property record for 2523 Rutgers Rd, Crestview, FL 32536

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,150 sqft · built 2024
Owner2 Individual Names on Record
Last Sale$346,450 (Mar 2024)
Tax Bill$2,541 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-001-177-3580-3

Property Details

APN / Parcel Number

Primary APNC56-001-177-3580-3
Alternative APNs
  • 19-4N-23-2000-000C-0160
  • 23N4192000000C0160

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,150 sqft Living Area
Gross Area2,896 sqft
1st Floor Area2,150 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Garage TypeAttached
Garage Area462 sqft
PorchFinished/Open Porch
Porch Area284 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2523 RUTGERS RD
CityCRESTVIEW
StateFL
Zip32536-4475
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHLANDS PHASE I LOT 16 BLK C
Legal SubdivisionHIGHLANDS PHASE I
Legal BlockC
Legal Lot Number16
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group2
Census Block2006
Census Tract20304

Owner

Source: Okaloosa County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2523 RUTGERS RD, CRESTVIEW, FL 32536-4475
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 5, 2024 · Amount on Record
Deed SaleMar 5, 2024 · Amount on Record
Deed Document Number20243674600
Record UpdatedSep 20, 2026

March 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOKALOOSA FL
Recording DateMar 5, 2024
Property Address2523 RUTGERS RD, CRESTVIEW, FL 32536-4475
Document Number0003674600
Map ReferenceMB 30 PG 94-97
Instrument DateFeb 29, 2024
Instrument3674600
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 1, 2024
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,425.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address400 SCHUBERT DR, PENSACOLA, FL 32504-6961

Transferred To (Grantee/Buyer)

NameVerified Name
Address2523 RUTGERS RD, CRESTVIEW, FL 32536-4475

Mortgage

Document Number0003674601
DateMar 5, 2024
Instrument3674601
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2054

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,541.00 (+4,605.56%)$290,205 (+6,814.58%) Land $33,014 Building $257,191$290,205 (+6,814.58%) Land $33,014 Building $257,191
2023$54.00$4,197 Land $4,197$4,197 Land $4,197

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rutgers Rd

Nearby Streets

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