McLennan County property record for 2523 Ross Ave, Waco, TX 76706
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 2,287 sqft · built 1940 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,072 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-003700-027800-6 |
| Primary APN | 48-003700-027800-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,287 sqft Living Area |
| 1st Floor Area | 1,748 sqft |
| 2nd Floor Area | 539 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Brick/Stone |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 8,250 sqft (0.189 acres) |
| Lot Dimensions | 165 ft deep x 50 ft wide |
| Garage Type | Carport |
| Garage Area | 544 sqft |
| Carport | Carport |
| Carport Area | 544 sqft |
| Driveway | Driveway |
| Driveway Area | 1,000 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 246 sqft |
| Patio Area | 150 sqft |
| Storage Building | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2523 ROSS AVE |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76706-2749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | BELL J D LOT 9 BLOCK 23 ACRES .1894 |
| Legal Subdivision | BELL J D |
| Legal Block | 23 |
| Legal Lot Number | 9 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 598 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2523 ROSS AVE, WACO, TX 76706-2749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 8, 2023 | Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK & TRUST |
| Feb 14, 2017 | Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 25, 2007 |
| Transfer Doc | 0000016022 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2523 ROSS AVE, WACO, TX 76706-2749 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2523 ROSS AVE, WACO, TX 76706-2749 |
| Document Number | 0000034725 |
|---|---|
| Date | Nov 8, 2023 |
| Instrument | 2023034725 |
| Name | COMMUNITY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | WACO, TX 76706 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 1, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2523 ROSS AVE, WACO, TX 76706-2749 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004598 |
|---|---|
| Date | Feb 14, 2017 |
| Instrument | 2017004598 |
| Name | COMMUNITY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | WACO, TX 76703 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2032 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $207,881 (+1%) | $330,994 (-7.54%) Land $19,883 Building $311,111 | |
| 2025 | $2,072.00 (-13.52%) Homeowner's exemption | $188,983 (-34.25%) Land $18,070 Building $339,930 | $358,000 (+24.56%) Land $18,070 Building $339,930 |
| 2024 | $2,396.00 (+37.46%) | ||
| 2023 | $287,410 Land $18,070 Building $269,340 | $287,410 Land $18,070 Building $269,340 | |
| 2022 | $1,743.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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