2523 Pioneer Rd, Chipley, FL 32428 Property Records

Washington County property record for 2523 Pioneer Rd, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,453 sqft · built 2001
Lot Size	5.04 acres (219,542 sqft)
Owner	Individual Name on Record
Last Sale	$349,000 (Mar 2021)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000036940010`

Property Details

APN / Parcel Number

Primary APN	`000036940010`
Alternative APN	`36940010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,453 sqft Heated Area
Gross Area	4,263 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2008
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	219,542 sqft (5.04 acres)
Garage Type	Finished
Garage Area	462 sqft
Porch	Enclosed Porch
Porch Area	550 sqft
Patio Area	798 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000036940010
Street Address	2523 PIONEER RD
City	CHIPLEY
State	FL
Zip	32428-3941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	26 3 14 5.04 ORB 1199 P 808 BG 881' W OF SEC OF SW4, RUN W 293', NW 728.61', NE 293', SE 785.65' TO POB AS DESC IN ORB 1199 P
Legal Range	14W
Legal Township	03N
Legal Section	26
Legal Block	3694
Legal Lot Number	0010
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1021
Census Tract	970303

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2523 PIONEER RD, CHIPLEY, FL 32428-3941
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Warranty Deed, Transfer · VA Mortgage WATERSTONE MORTGAGE CORP
Jul 3, 2017	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2021 · Amount on Record
Deed Sale	Mar 2, 2021 · Amount on Record
Prior Sale	Jul 3, 2017 · Amount on Record
Deed Document Number	202167001494
Deed Book / Page	1199 / 808
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Mar 2, 2021
Property Address	2523 PIONEER RD, CHIPLEY, FL 32428-3941
Document Number	0067001494
Book / Page	1199 / 808
Instrument Date	Feb 17, 2021
Instrument	202167001494
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	NORTH FLORIDA TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,443.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3488 SAINT BART LN # LNH104, 3488, TAMPA, FL 33614-1897

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2523 PIONEER RD, CHIPLEY, FL 32428-3941

Mortgage

Document Number	0000000811
Date	Mar 2, 2021
Instrument	1199/811

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jul 3, 2017
Property Address	2523 PIONEER RD, CHIPLEY, FL 32428-3941
Document Number	0067004203
Book / Page	001093 / 000098
Instrument Date	Jun 30, 2017
Instrument	67004203
Transaction Type	Transfer
Record Updated	Jul 12, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,673.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2523 PIONEER RD CHIPLEY FL 324283941, CHIPLEY, FL 32428-3941

Mortgage

Document Number	67004204
Date	Jul 3, 2017
Book Page	001093/000100
Instrument	67004204

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2047

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption	$391,686 (+5.99%)	$506,121 (+23.76%) Land $31,752 Building $474,369
2023	Homeowner's exemption	$369,560	$408,968 Land $27,720 Building $381,248

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1994–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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