2523 Exeter Ave, Middlesboro, KY 40965 Property Records

Bell County property record for 2523 Exeter Ave, Middlesboro, KY 40965

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1920
Lot Size	0.269 acres (11,700 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Apr 2026)
Tax Bill	$160 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`058-31-00-057.00`

Property Details

APN / Parcel Number

Primary APN	`058-31-00-057.00`
Alternative APNs	`15345` `15261`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,152 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	A-Frame
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,700 sqft (0.269 acres)
Lot Dimensions	180 ft deep x 65 ft wide
Driveway	Gravel Driveway
Porch	Slab

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	15261
Street Address	2523 EXETER AVE
City	MIDDLESBORO
State	KY
Zip	40965-2583
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SW 315 (LOT)
Jurisdiction	BELL KY
Township / Civil Division	MIDDLESBOROUGH
Census Block Group	1
Census Block	1020
Census Tract	960600

Owner

Source: Bell County assessment roll, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	148 OLD RIDGE RD, MIDDLESBORO, KY 40965-1978
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Deed of Trust, Mortgage VANDERBILT MORTGAGE & FINANCE INC
Apr 1, 2026	Special Warranty Deed, Transfer · Conventional Mortgage STONE MORTGAGE CORPORATION
Nov 26, 2025	Commissioner's Deed, Foreclosure
Nov 14, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 1, 2026 · Amount on Record
Deed Sale	Apr 1, 2026 · Amount on Record
Prior Sale	Nov 26, 2025 · Amount on Record
Deed Document Number	2026293289
Deed Book / Page	414 / 372
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL KY
Property Address	2523 EXETER AVE, MIDDLESBORO, KY 40965-2583
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 STEWART BRANCH RD, PINEVILLE, KY 40977-1804

Mortgage

Document Number	00M391/104
Date	Jan 3, 2024
Book Page	M391/104
Instrument	199553

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company
Address	MARYVILLE, TN 37804

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BELL KY
Recording Date	Apr 1, 2026
Property Address	2523 EXETER AVE, MIDDLESBORO, KY 40965-2583
Document Number	0000293289
Book / Page	414 / 372
Instrument Date	Mar 25, 2026
Instrument	2026293289
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$15,150.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 OLD RIDGE RD, MIDDLESBORO, KY 40965-1978

Mortgage

Document Number	0000293290,
Date	Apr 1, 2026
Instrument	2026293290

Lender

Name	STONE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	BELL KY
Recording Date	Nov 26, 2025
Property Address	2523 EXETER AVE, MIDDLESBORO, KY 40965-2583
Document Number	000D413/81
Book / Page	D413 / 81
Instrument Date	Nov 4, 2025
Instrument	291343
Transaction Type	Foreclosure
Record Updated	Dec 16, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 9800, MARYVILLE, TN 37802-9800
Investor	Possibly a Property Investor

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL KY
Recording Date	Nov 14, 2023
Property Address	2523 EXETER AVE, MIDDLESBORO, KY 40965-2583
Document Number	00D403/515
Book / Page	D403 / 515
Instrument Date	Nov 6, 2023
Instrument	199050
Transaction Type	Transfer
Record Updated	Dec 6, 2023

Transaction

Amount	Amount Recorded
Tax	$15.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	420 FAIRVIEW RD, MIDDLESBORO, KY 40965-1490

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 STEWART BRANCH RD, PINEVILLE, KY 40977-1804

Tax Assessment & Valuation

Source: Bell County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bell County
Municipality	Middlesborough City
Unified School District	Middlesboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$160.00 (+1.91%)	$15,000 (-) Land $15,000	$15,000 (-) Land $15,000
2023	$157.00 (+98.73%)	$15,000 (+1%)	$15,000 (+1%)
2022	$79.00	$7,500	$7,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	21 (1979–2021)
Claims Outside the SFHA	12 of 21
Most Recent Claim	Mar 2021 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2011 · 9 claims Severe Storms, Tornadoes,and Flooding, Apr 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 78% of Kentucky
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Eastern Telephone & Technologies Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile USA.

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