2523 E Tonto Dr, Gilbert, AZ 85298 Property Records

Maricopa County property record for 2523 E Tonto Dr, Gilbert, AZ 85298

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,109 sqft · built 2012
Lot Size	0.158 acres (6,895 sqft)
Owner	2 Company Names on File
Last Sale	$493,000 (Feb 2023)
Tax Bill	$2,661 (2025)
Deeds & Mortgages	Apr 2026 Sale Feb 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-81-640`

Property Details

APN / Parcel Number

Primary APN	`304-81-640`
Alternative APN	`304816406`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,109 sqft Living Area
Gross Area	2,303 sqft
1st Floor Area	2,109 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,895 sqft (0.158 acres)
Parking Spaces	3 Parking Spaces
Patio Area	194 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	2523 E TONTO DR
City	GILBERT
State	AZ
Zip	85298-2335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	FREEMAN FARMS PHASE 3 PARCEL 4 MCR 901-16
Legal Range	6E
Legal Township	2S
Legal Section	22
Legal Subdivision	FREEMAN FARMS PHASE 3 PARCEL 4
Legal Phase	3
Legal Lot Number	693
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1014
Census Tract	816002

Owner

Source: Maricopa County assessment roll, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	2523 E TONTO DR, GILBERT, AZ 85298-2335
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Feb 7, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 8, 2022	Warranty Deed, Transfer OS NATIONAL LLC
Feb 3, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 7, 2023 · Amount on Record
Deed Sale	Feb 7, 2023 · Amount on Record
Prior Sale	Aug 8, 2022 · Amount on Record
Deed Document Number	202362557
Last Transfer Date	Mar 16, 2026
Transfer Doc	0000205355
Record Updated	Jun 8, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 7, 2026
Property Address	2523 E TONTO DR, GILBERT, AZ 85298-2335
Document Number	0000205355
Instrument Date	Mar 16, 2026
Instrument	2026205355
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	2523 E TONTO DR, GILBERT, AZ 85298-2335

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 7, 2023
Property Address	2523 E TONTO DR, GILBERT, AZ 85298-2335
Document Number	0000062557
Map Reference	MB 901 PG 16
Instrument Date	Feb 7, 2023
Instrument	20230062557
Transaction Type	Transfer
Record Updated	Feb 15, 2023
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2523 E TONTO DR, GILBERT, AZ 85298-2335

Mortgage

Document Number	0000062558
Date	Feb 7, 2023
Instrument	20230062558

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2038

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 8, 2022
Property Address	2523 E TONTO DR, GILBERT, AZ 85298-2335
Document Number	0000626892
Map Reference	MB 901 PG 16
Instrument Date	Aug 8, 2022
Instrument	20220626892
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2523 E TONTO DR, 2523, GILBERT, AZ 85298-2335

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Feb 3, 2022
Property Address	2523 E TONTO DR, GILBERT, AZ 85298-2335
Document Number	0000104226
Map Reference	MB 901 PG 16
Instrument Date	Feb 1, 2022
Instrument	20220104226
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2523 E TONTO DR, GILBERT, AZ 85298-2335

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,500 (+45.95%)	$495,000 (+3.62%) Land $99,000 Building $396,000
2025	$2,661.00 (+3.5%)	$33,916 (-34.35%)	$477,700 (-7.53%) Land $95,500 Building $382,200
2024		$51,660	$516,600 Land $103,300 Building $413,300
2023	$2,571.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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