2523 E Higgins Lake Dr, Roscommon, MI 48653 Property Records

Roscommon County property record for 2523 E Higgins Lake Dr, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,580 sqft · built 1991
Lot Size	0.77 acres (33,541 sqft)
Owner	Individual Name on Record
Tax Bill	$3,437 (2025)
Deeds & Mortgages	Jun 2020 Refinance Jul 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`004-160-025-1000`

Property Details

APN / Parcel Number

Primary APN	`004-160-025-1000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,580 sqft Building Perimeter
1st Floor Area	1,130 sqft
Basement Area	866 sqft
Unfinished Basement	866 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	33,541 sqft (0.77 acres)
Garage Area	672 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2523 E HIGGINS LAKE DR
City	ROSCOMMON
State	MI
Zip	48653-7621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1106/1540 L-963 P-270 (L-744 P-417) (L-743 P-78) 243 LOTS 25 & 26 CHOCTAW WOODS SPLIT/COMBINED ON 01/26/2022 FROM
Legal Lot Number	25-26
Jurisdiction	ROSCOMMON MI
Township / Civil Division	GERRISH
Census Block Group	1
Census Block	1088
Census Tract	970401

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	22 W BETHUNE ST, DETROIT, MI 48202-2707
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jul 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	2523 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-7621
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01172/1830
Date	Jun 1, 2020
Book Page	1172/1830
Instrument	202000003496

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	2523 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-7621
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01177/1301
Date	Jul 13, 2021
Book Page	1177/1301
Instrument	202100006532

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Gerrish Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,400 (+59.73%)	$326,800 (+59.73%)
2025	$3,437.00
2023		$102,300	$204,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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