2523 E Dunes St, Ontario, CA 91761 Property Records

San Bernardino County property record for 2523 E Dunes St, Ontario, CA 91761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,408 sqft · built 1977
Lot Size	0.173 acres (7,526 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (May 2010)
Tax Bill	$3,307 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2026 Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`1083-041-37-0000`

Property Details

APN / Parcel Number

Primary APN	`1083-041-37-0000`
Alternative APN	`0218371310000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
Gross Area	1,870 sqft
1st Floor Area	1,408 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Modern
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	7,526 sqft (0.173 acres)
Lot Dimensions	106 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	64 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2523 E DUNES ST
City	ONTARIO
State	CA
Zip	91761-7331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 9311 LOT 37
Legal Subdivision	TRACT NO. 9311
Legal Tract	9311
Legal Block	3
Legal Lot Number	37
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3000
Census Tract	1809

Owner

Source: San Bernardino County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2523 E DUNES ST, ONTARIO, CA 91761-7331
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Gift Deed, Transfer · Conventional Mortgage NEXERA HOLDING LLC
Jun 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2010 · Amount on Record
Deed Sale	May 3, 2010 · Amount on Record
Prior Sale	Dec 30, 2009 · Amount on Record
Deed Document Number	2010170070
Last Transfer Date	Jul 1, 2026
Transfer Doc	0000192164
Record Updated	Oct 29, 2026

July 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 27, 2026
Property Address	2523 E DUNES ST, ONTARIO, CA 91761-7331
Document Number	0000192164
Instrument Date	Jul 1, 2026
Instrument	2026192164
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	MONARCH LAND TITLE INC, MONARCH TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2523 E DUNES ST, ONTARIO, CA 91761-7331

Mortgage

Document Number	0000192165,
Date	Jul 27, 2026
Instrument	2026192165

Lender

Name	NEXERA HOLDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 8, 2026
Property Address	2523 E DUNES ST, ONTARIO, CA 91761-7331
Document Number	0000142679
Instrument Date	May 28, 2026
Instrument	2026142679
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2523 E DUNES ST, ONTARIO, CA 91761-7331

Mortgage

Document Number	0000142679,
Date	Jun 8, 2026
Instrument	2026142679

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2523 E DUNES ST, ONTARIO, CA 91761-7331
Transaction Type	Mortgage
Record Updated	Feb 15, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2523 E DUNES ST, ONTARIO, CA 91761-7331

Mortgage

Document Number	0000041776
Date	Feb 1, 2022
Instrument	2022-0041776

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2042

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2523 E DUNES ST, ONTARIO, CA 91761-7331
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2523 E DUNES ST, ONTARIO, CA 91761-7331

Mortgage

Document Number	0000310001
Date	Aug 26, 2020
Instrument	2020-0310001

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Jul 1, 2040

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2523 E DUNES ST, ONTARIO, CA 91761-7331
Document Number	0000059051
Instrument Date	Feb 21, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2019
Title Company	TSI TITLE COMPANY/CA INC, TSI TITLE CO/CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2523 E DUNES ST ONTARIO CA 917617331, ONTARIO, CA 91761-7331

Mortgage

Document Number	0000059051
Date	Feb 26, 2019
Instrument	59051

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2049

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Mountain View Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$309,409 (+2%) Land $107,963 Building $201,446
2025	$3,307.00 (+5.39%)	$303,342 (+4.04%) Land $105,846 Building $197,496
2023	$3,138.00 (+1.23%)	$291,563 Land $101,736 Building $189,827
2022	$3,100.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Inyo Networks Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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