2523 Bear Den Rd, Frederick, MD 21701 Property Records

Frederick County property record for 2523 Bear Den Rd, Frederick, MD 21701 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	4 Baths
Architecture Style	Conventional
Year Built	Built 1995
Square Footage	3,501 sqft Total Area
Lot Size	5,349 sqft (0.122 acres)
Occupancy	Owner Occupied
Last Sale	$650,000 (2025)
Tax Bill	$10,887.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`02-192217`
Alternative APNs	`2192217` `192217`

Interior

Full Baths	4 Baths
Building Area	3,501 sqft Total Area
1st Floor	1,839 sqft 1st Floor
Basement Area	600 sqft Basement
Finished Basement	600 sqft Finished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	2 Fireplaces

Exterior

Year Built	Built 1995
Architectural Style	Conventional Style
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	5,349 sqft (0.122 acres)
Deck Area	190 sqft Deck
Porch	Open Porch
Porch Area	97 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	192217
Old Parcel Number	2192217
Street Address	2523 BEAR DEN RD
City	FREDERICK
State	MD
Zip	21701-5231
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 86 SEC 3 PLAT 1 BLK H-5349 SQ. FT. WORMANS MILL
Legal Subdivision	WORMANS MILL
Legal Block	H
Legal Lot Number	86
Jurisdiction	FREDERICK MD
Minor Civil Division	2, FREDERICK
Census Blockgroup	4
Census Block	4010
Census Tract	750802

Owner

Source: Frederick County records · APN 02-192217

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2523 BEAR DEN RD, FREDERICK, MD 21701-5231
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 22, 2025 · Amount on Record
Deed Sale	Sep 22, 2025 · Amount on Record
Prior Sale	Nov 15, 2001 · Amount on Record
Deed Doc Number	0001752286
Deed Book / Page	17522 / 86
Record Refreshed	Jun 07, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 22, 2025
Property Address	2523 BEAR DEN RD, FREDERICK, MD 21701-5231
Document Number	0175220086
Book / Page	17522 / 86
Map Reference	MB 54 PL 6
Instrument Date	Sep 17, 2025
Transaction Type	Transfer
Record Updated	Oct 07, 2025
Title Company	CITIZENS TITLE COMPANY, CITIZENS TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,625.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2523 BEAR DEN RD, FREDERICK, MD 21701-5231

Mortgage

Document Number	0001752292
Date	Sep 22, 2025
Instrument	17522/92

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,887.00 (+24.62%)	$591,600 (+22.98%) Land $153,300 Building $438,300	$591,600 (-) Land $153,300 Building $438,300
2023	$8,736.00	$481,067	$591,600 Land $153,300 Building $438,300

Flood & Wildfire

2523 Bear Den Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.