25224 Bolivar Dr, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 25224 Bolivar Dr, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,886 sqft · built 2015
Lot Size	0.225 acres (9,838 sqft)
Owner	Individual Name on Record
Last Sale	$499,000 (Jun 2022)
Tax Bill	$906 (2024)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-23-05-184-007`

Property Details

APN / Parcel Number

Primary APN	`40-23-05-184-007`
Alternative APNs	`0095262-112180-8` `10004608185`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,886 sqft Living Area
Gross Area	2,736 sqft

Exterior

Year Built	Built 2015
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	9,838 sqft (0.225 acres)
Garage Area	480 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Pool Area	303 sqft
Porch	Porch
Porch Area	370 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004608185
Old Parcel Number	00952621121808
Street Address	25224 BOLIVAR DR
City	PUNTA GORDA
State	FL
Zip	33983-5275
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PGI 020 0618 0008 PUNTA GORDA ISLES SEC20 BLK618 LT 8 837/1662 932/1067 959-1294DC1792/888(HM) DC1792/559(MM) ORD1792
Legal Range	23E
Legal Township	40S
Legal Section	05
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	618
Legal Lot Number	8
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	3
Census Block	3005
Census Tract	20103

Owner

Source: Charlotte County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25224 BOLIVAR DR, PUNTA GORDA, FL 33983-5275
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL BANK
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2022 · Amount on Record
Deed Sale	Jun 2, 2022 · Amount on Record
Prior Sale	Mar 11, 2016 · Amount on Record
Deed Document Number	3110408
Deed Book / Page	4995 / 385
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 2, 2022
Property Address	25224 BOLIVAR DR, PUNTA GORDA, FL 33983-5275
Document Number	0049950385
Book / Page	4995 / 385
Map Reference	MB 11 PG 2A-2Z42
Instrument Date	Jun 2, 2022
Instrument	3110408
Transaction Type	Transfer
Record Updated	Jul 13, 2022
Title Company	BURNT STORE TITLE LLC, BURNT STORE T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,493.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25740 S RED STABLE LN, 25740, CHANNAHON, IL 60410-8674

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25224 BOLIVAR DR, PUNTA GORDA, FL 33983-5275

Mortgage

Document Number	0004995387
Date	Jun 2, 2022
Instrument	4995/387

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	10.2%
Index	1-Year CMT
Max Rate	10.2%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	25224 BOLIVAR DR, PUNTA GORDA, FL 33983-5275
Document Number	0045991750
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25224 BOLIVAR DR PUNTA GORDA FL 339835275, PUNTA GORDA, FL 33983-5275

Mortgage

Document Number	0045991750
Date	Jul 13, 2020
Book Page	004599/001750
Instrument	2829292

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2050

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption Veteran's exemption	$192,321 (+5.99%)	$390,398 (+4.32%) Land $45,000 Building $345,398
2024	$906.00 (+4.38%)
2023	$868.00 (-78.25%) Disabled Person's exemption Veteran's exemption	$181,457 (-26.26%)	$374,234 (+7.29%) Land $38,000 Building $336,234
2022	$3,991.00 Homeowner's exemption	$246,062	$348,804 Land $27,200 Building $321,604

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 80 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	6 (1995–2022)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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