25223 Oak Dr, Damascus, MD 20872 Property Records

Montgomery County property record for 25223 Oak Dr, Damascus, MD 20872

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,940 sqft · built 1957
Lot Size1 acre (43,560 sqft)
Owner2 Individual Names on File
Last Sale$453,000 (Aug 2018)
Tax Bill$6,712 (2025)
Deeds & MortgagesApr 2021 Mortgage
Dec 2021 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN12-00940062

Property Details

APN / Parcel Number

Primary APN12-00940062
Alternative APN
  • 00940062

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,940 sqft Living Area
Gross Area3,468 sqft
1st Floor Area2,290 sqft
Basement Area650 sqft
Finished Basement650 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area43,560 sqft
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area280 sqft
Deck Area112 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number00940062
Street Address25223 OAK DR
CityDAMASCUS
StateMD
Zip20872-1809
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR200
Legal DescriptionTROUBLE ENOUGH INDEED
Legal SubdivisionLOCUST LEVEL
Legal Block1
Legal Lot Number100A
JurisdictionMONTGOMERY MD
Township / Civil Division12
Census Block Group1
Census Block1005
Census Tract700207

Owner

25223 Oak Dr is owned and occupied by two individuals who bought it in August 2018.

Source: Montgomery County records, as of September 18, 2026

Owner of Record2 Individual Names on File
Mailing Address25223 OAK DR, DAMASCUS, MD 20872-1809
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIDELITY DIRECT MORTGAGE LLC
Dec 13, 2021Deed of Trust, Mortgage · Line of Credit
TOWER FCU
Dec 20, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIDELITY DIRECT MORTGAGE LLC
Dec 19, 2018Deed of Trust, Mortgage · Line of Credit
TOWER FCU
Aug 1, 2018Deed, Transfer · Conventional Mortgage
FIDELITY DIRECT MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2018 · Amount on File
Deed SaleAug 1, 2018 · Amount on File
Prior SaleFeb 27, 2015 · Amount on File
Deed Book / Page56391 / 104
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address25223 OAK DR, DAMASCUS, MD 20872-1809
Transaction TypeMortgage
Record UpdatedSep 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0624840296
DateApr 12, 2021
Book Page62484/296
Lender
NameFIDELITY DIRECT MORTGAGE LLC
TypeMortgage Company
AddressGAITHERSBURG, MD 20878
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term358 Months
DueFeb 1, 2051

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address25223 OAK DR, DAMASCUS, MD 20872-1809
Transaction TypeMortgage
Record UpdatedSep 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0648050038
DateDec 13, 2021
Book Page64805/38
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueDec 25, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address25223 OAK DR, DAMASCUS, MD 20872-1809
Transaction TypeMortgage
Record UpdatedMay 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0587360467
DateDec 20, 2019
Book Page58736/467
Lender
NameFIDELITY DIRECT MORTGAGE LLC
TypeMortgage Company
AddressGAITHERSBURG, MD 20878
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2049

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address25223 OAK DR, DAMASCUS, MD 20872-1809
Transaction TypeMortgage
Record UpdatedMay 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0570040276
DateDec 19, 2018
Book Page57004/276
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueDec 25, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2018: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateAug 1, 2018
Property Address25223 OAK DR, DAMASCUS, MD 20872-1809
Document Number0563910104
Book / Page56391 / 104
Instrument DateJun 29, 2018
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,795.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address25223 OAK DR, 00000

Mortgage

Document Number0056391114
DateAug 1, 2018
Instrument56391/114
Lender
NameFIDELITY DIRECT MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueJul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 25223 Oak Dr was $6,712.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$606,600 (+6.2%)$642,000 (-) Land $230,800 Building $411,200
2025$6,712.00$571,200$642,000 Land $230,800 Building $411,200
2023$515,933 (+4%)$535,800 (-) Land $219,900 Building $315,900
2022$5,428.00 Homeowner's exemption$496,067$535,800 Land $219,900 Building $315,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25223 Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25223 Oak Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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