Dare County property record for 25223 Cecils Cottage Rd, Waves, NC 27982
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,396 sqft · built 2012 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $25,000 (Feb 2012) |
| Tax Bill | $2,876 (2026) |
| Deeds & Mortgages | Aug 2022 Mortgage Nov 2021 Transfer + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 065817005092 |
| Primary APN | 065817005092 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,396 sqft Finished Area |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Other |
| Lot Area | 15,000 sqft (0.344 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 065817005092 |
|---|---|
| Street Address | 25223 CECILS COTTAGE RD |
| City | WAVES |
| State | NC |
| Zip | 27982 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: BLK: SEC: PL: SL: |
| Legal Subdivision | CEDRIC MILLER MIDGETT DIVISION WAVES |
| Legal Unit | 1 |
| Jurisdiction | DARE NC |
| Township / Civil Division | KINNAKEET |
| Census Block Group | 1 |
| Census Block | 1085 |
| Census Tract | 970502 |
Source: Dare County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 722, RODANTHE, NC 27968-0722 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Aug 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE |
| Nov 23, 2021 | Intrafamily Transfer, Transfer |
| Dec 27, 2018 | Gift Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2012 · Amount on Record |
| Deed Sale | Feb 27, 2012 · Amount on Record |
| Deed Document Number | 20126306481 |
| Deed Book / Page | 1890 / 29 |
| Last Transfer Date | Dec 19, 2018 |
| Transfer Doc | 2277/52 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 25223 CECILS COTTAGE RD, WAVES, NC 27982 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002641/387 |
|---|---|
| Date | Aug 31, 2022 |
| Book Page | 2641/387 |
| Instrument | 700122173 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Nov 23, 2021 |
| Property Address | 25223 CECILS COTTAGE RD, WAVES, NC 27982 |
| Document Number | 2567/294 |
| Book / Page | 2567 / 294 |
| Instrument Date | Nov 17, 2021 |
| Instrument | 700109331 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25628 NC HIGHWAY 12, WAVES, NC 27982 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Dec 27, 2018 |
| Property Address | 25223 CECILS COTTAGE RD, WAVES, NC 27982 |
| Document Number | 2277/52 |
| Book / Page | 2277 / 52 |
| Instrument Date | Dec 19, 2018 |
| Instrument | 700060101 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 408, RODANTHE, NC 27968-0408 |
Source: Dare County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Unified School District | Dare County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,876.00 | $666,400 (-) Land $135,000 Building $531,400 | $666,400 (-) Land $135,000 Building $531,400 |
| 2025 | $2,876.00 (+37.61%) | $666,400 (+95.31%) Land $135,000 Building $531,400 | |
| 2023 | $2,090.00 | $341,200 Land $54,000 Building $287,200 | |
| 2020 | $666,400 Land $135,000 Building $531,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 1,909 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2,008 units insured incl. 99 condo units |
| Nearby Flood Claims | 3,904 (1980–2026) |
| Claims Outside the SFHA | 199 of 3,904 |
| Most Recent Claim | Jun 2026 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DARE CO-RWS WATER SYSTEM serves 2,100 people · EPA ID NC0428035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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