2522 Truman Ave, Oakland, CA 94605 Property Records

Alameda County property record for 2522 Truman Ave, Oakland, CA 94605

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,928 sqft · built 1953
Lot Size	0.083 acres (3,600 sqft)
Owner	Company Name on Record
Last Sale	$955,000 (Apr 2022)
Tax Bill	$12,599 (2025)
Deeds & Mortgages	Feb 2024 Transfer Apr 2022 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`48-5626-9-1`

Property Details

APN / Parcel Number

Primary APN	`48-5626-9-1`
Alternative APN	`048-5626-009-01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,928 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,600 sqft (0.083 acres)

Location & Zoning

Street Address	2522 TRUMAN AVE
City	OAKLAND
State	CA
Zip	94605-4841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00001 BLK: 0009 AR: 0048 PAGE: 5626
Legal Subdivision	BEVERLY TERRACE
Legal Block	2
Legal Lot Number	11&12
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2013
Census Tract	410100

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2522 TRUMAN AVE, OAKLAND, CA 94605-4841
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Intrafamily Transfer, Transfer
Apr 19, 2022	Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Nov 23, 2020	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Jul 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Dec 26, 2017	Quit Claim Deed, Transfer · Conventional Mortgage OPTIMUM FIRST INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2022 · Amount on Record
Deed Sale	Apr 19, 2022 · Amount on Record
Prior Sale	Nov 5, 2015 · Amount on Record
Deed Document Number	202278001
Prior Transfer Date	Dec 22, 1995
Prior Transfer Doc	0000021056
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Feb 27, 2024
Property Address	2522 TRUMAN AVE, OAKLAND, CA 94605-4841
Document Number	0000029534
Map Reference	MB 28 PG 29
Instrument Date	Dec 29, 2023
Instrument	2024029534
Transaction Type	Transfer
Record Updated	Apr 4, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2522 TRUMAN AVE, OAKLAND, CA 94605-4841

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Apr 19, 2022
Property Address	2522 TRUMAN AVE, OAKLAND, CA 94605-4841
Document Number	0000078001
Map Reference	MB 28 PG 29
Instrument Date	Apr 5, 2022
Instrument	2022078001
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,375.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2522 TRUMAN AVE, OAKLAND, CA 94605-4841

Mortgage

Document Number	0000078002
Date	Apr 19, 2022
Instrument	2022078002

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2522 TRUMAN AVE, OAKLAND, CA 94605-4841
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2522 TRUMAN AVE, OAKLAND, CA 94605-4841

Mortgage

Document Number	0000190767
Date	Aug 6, 2020
Instrument	2020190767

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2522 TRUMAN AVE, OAKLAND, CA 94605-4841
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2036 SILVERLAKE WAY, MARTINEZ, CA 94553-5434

Mortgage

Document Number	0000321680
Date	Nov 23, 2020
Instrument	2020321680

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	RENO, NV 89501

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2522 TRUMAN AVE, OAKLAND, CA 94605-4841
Document Number	0000195707
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2522 TRUMAN AVE OAKLAND CA 946054841, OAKLAND, CA 94605-4841

Mortgage

Document Number	0000195707
Date	Sep 30, 2019
Instrument	195707

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2522 TRUMAN AVE, OAKLAND, CA 94605-4841
Document Number	0000144618
Instrument Date	Jul 17, 2018
Transaction Type	Mortgage
Record Updated	Aug 7, 2018
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2522 TRUMAN AVE OAKLAND CA 946054841, OAKLAND, CA 94605-4841

Mortgage

Document Number	0000144618
Date	Jul 24, 2018
Instrument	144618

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2048

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Dec 26, 2017
Property Address	2522 TRUMAN AVE, OAKLAND, CA 94605-4841
Document Number	0000283738
Instrument Date	Dec 18, 2017
Instrument	283738
Transaction Type	Transfer
Record Updated	Jan 16, 2018
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2522 TRUMAN AVE OAKLAND CA 946054841, OAKLAND, CA 94605-4841

Mortgage

Document Number	283739
Date	Dec 26, 2017
Instrument	283739

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$883,000 (+5.12%) Land $267,000 Building $623,000
2025	$12,599.00 (-16.39%) Homeowner's exemption	$840,000 (-13.77%) Land $252,000 Building $588,000
2023	$15,068.00 Homeowner's exemption	$974,100 Land $292,230 Building $681,870	$918,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,005 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile, Unwired.

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