2522 S Summit St, Ridgecrest, CA 93555 Property Records

Kern County property record for 2522 S Summit St, Ridgecrest, CA 93555

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,549 sqft · built 2004
Lot Size	2.41 acres (105,415 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Apr 2021)
Tax Bill	$6,821 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`343-433-02-00-2`

Property Details

APN / Parcel Number

Primary APN	`343-433-02-00-2`
Alternative APNs	`343-433-02-5` `3434330200` `34343302`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,549 sqft Living Area
Gross Area	5,066 sqft
1st Floor Area	2,549 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Lot Area	105,415 sqft
Garage Type	Attached
Garage Area	1,062 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	1,129 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	343433025
Street Address	2522 S SUMMIT ST
City	RIDGECREST
State	CA
Zip	93555-8198
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	TRACT 5116 , BLOCK , LOT 6
Legal Subdivision	TRACT 5116
Legal Tract	5116
Legal Block	3
Legal Lot Number	6
Jurisdiction	KERN CA
Township / Civil Division	EAST KERN
Census Block Group	3
Census Block	3148
Census Tract	5509

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2522 S SUMMIT ST, RIDGECREST, CA 93555-8198
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Apr 28, 2021	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2021 · Amount on Record
Deed Sale	Apr 28, 2021 · Amount on Record
Prior Sale	Jul 24, 2009 · Amount on Record
Deed Document Number	202180574
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	2522 S SUMMIT ST, RIDGECREST, CA 93555-8198
Transaction Type	Mortgage
Record Updated	Nov 7, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2522 S SUMMIT ST, RIDGECREST, CA 93555-8198

Mortgage

Document Number	0000146765
Date	Sep 26, 2022
Instrument	222146765

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Apr 28, 2021
Property Address	2522 S SUMMIT ST, RIDGECREST, CA 93555-8198
Document Number	0000080574
Map Reference	MB 38 PG 124-126
Instrument Date	Mar 7, 2021
Instrument	221080574
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1505 LEXINGTON AVE, RIDGECREST, CA 93555-2815

Mortgage

Document Number	0000080575
Date	Apr 28, 2021
Instrument	221080575

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Unified School District	Sierra Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$585,160 (+2%) Land $86,117 Building $499,043
2025	$6,821.00 (+7.08%)	$573,687 (+4.04%) Land $84,429 Building $489,258
2024	$6,370.00 (+3.39%)
2023	$6,161.00 (+2.17%)	$551,411 Land $81,151 Building $470,260
2022	$6,030.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN WELLS VALLEY W.D. serves 41,474 people · EPA ID CA1510017
Water Source	Groundwater
Last State Inspection	May 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
SBC-Wireless Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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