Frederick County property record for 2522 Rucker Ln, #5, Frederick, MD 21701
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,420 sqft · built 2023 |
| Lot Size | 0.03 acres (1,311 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,138 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-605973 |
| Primary APN | 02-605973 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,420 sqft Living Area |
| Gross Area | 2,820 sqft |
| 1st Floor Area | 810 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,311 sqft (0.03 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 16 sqft |
| Balcony Area | 620 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 605973 |
|---|---|
| Street Address | 2522 RUCKER LN, 5 |
| City | FREDERICK |
| State | MD |
| Zip | 21701-1321 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | 1,311 SQ FT UNIT 5 PHASE 11 TOWNS AT MARKET COMMONS |
| Legal Subdivision | TOWNS AT MARKET COMMONS CONDOMINIUM |
| Legal Phase | 11 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 750802 |
Source: Frederick County records · APN 02-605973
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2522 RUCKER LN, FREDERICK, MD 21701-1321 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 14, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| Dec 05, 2023 | Deed, Subdivision Related Transfer · Conventional Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Dec 19, 2025 |
| Transfer Doc | 0178170057 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 14, 2026 |
| Property Address | 2522 RUCKER LN, 5, FREDERICK, MD 21701-1321 |
| Document Number | 0178170057 |
| Book / Page | 17817 / 57 |
| Instrument Date | Dec 19, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2522 RUCKER LN, FREDERICK, MD 21701-1321 |
| Document Number | 1781000065, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 17817/65 |
| Name | NEWREZ LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 05, 2023 |
| Property Address | 2522 RUCKER LN, FREDERICK, MD 21701-1321 |
| Document Number | 0166910352 |
| Book / Page | 16691 / 352 |
| Map Reference | MB 109 PL 162&163 |
| Instrument Date | Oct 23, 2023 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 19, 2023 |
| Title Company | EASTERN NATIONAL TITLE AGENCY FLORIDA LLC, EASTERN NATL TTL AGCY MD LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,338.64 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2522 RUCKER LN, FREDERICK, MD 21701-1321 |
| Document Number | 0016691361 |
|---|---|
| Date | Dec 05, 2023 |
| Instrument | 16691/361 |
| Name | K HOVNANIAN AMERICAN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 01, 2053 |
Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $524,967 (+2.81%) | $553,700 (+8.44%) Land $130,000 Building $423,700 | |
| 2025 | $9,138.00 (+4.73%) Homeowner's exemption | $510,600 Land $130,000 Building $380,600 | $510,600 Land $130,000 Building $380,600 |
| 2024 | $8,725.00 |
Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, Verizon.
Based on FCC filings for 471 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF FREDERICK serves 54,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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