2522 Pauline Ave, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 2522 Pauline Ave, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 832 sqft · built 1938
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$197,500 (Aug 2023)
Tax Bill	$4,818 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422800 48.20-3-22`

Property Details

APN / Parcel Number

Primary APN	`422800 48.20-3-22`
Alternative APN	`280004802000030220000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	832 sqft Living Area
1st Floor Area	832 sqft
Upper Floors Area	416 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1985
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	125 ft deep x 38 ft wide
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	150 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2522 PAULINE AVE
City	SCHENECTADY
State	NY
Zip	12306-3808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	R,G FAGAN #11 -S13.5'-314,313 3.-281-18
Legal Subdivision	FAGANS DIVISION #11
Legal Block	3
Legal Lot Number	22.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	2
Census Block	2005
Census Tract	33300

Owner

2522 Pauline Ave is owned and occupied by two individuals who bought it in August 2023.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2522 PAULINE AVE, SCHENECTADY, NY 12306-3808
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2023 · Amount on File
Deed Sale	Aug 17, 2023 · Amount on File
Prior Sale	Aug 11, 1995 · Amount on File
Deed Document Number	202346989
Deed Book / Page	2113 / 924
Prior Transfer Date	Jul 17, 2002
Prior Transfer Doc	1628000942
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 17, 2023
Property Address	2522 PAULINE AVE, SCHENECTADY, NY 12306-3808
Document Number	0000046989
Book / Page	2113 / 924
Map Reference	CAB B MAP 174
Instrument Date	Jul 31, 2023
Instrument	202346989
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	STEWART TITLE INS CO UPSTATE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$790.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2522 PAULINE AVE, SCHENECTADY, NY 12306-3808

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	44 FERRY ST, SCHUYLERVILLE, NY 12871-1102

Mortgage

Document Number	0000046990
Date	Aug 17, 2023
Book Page	5324/315
Instrument	202346990

Lender

Name	SEFCU MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 2522 Pauline Ave was $4,818, up 1.9% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,818.00 (+1.93%)
2025	$4,727.00	$129,000 Land $4,300 Building $124,700	$198,500 Land $6,617 Building $191,883
2023		$129,000 (-) Land $4,300 Building $124,700	$169,700 (+9.2%) Land $5,657 Building $164,043
2022		$129,000 Land $4,300 Building $124,700	$155,400 Land $5,180 Building $150,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2522 Pauline Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2522 Pauline Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20