2522 Olive St, Saint Joseph, MO 64507 Property Records

Buchanan County property record for 2522 Olive St, Saint Joseph, MO 64507

Property Summary

Property Type	Duplex
Details	1,011 sqft · built 1912
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on Record
Last Sale	$150,706 (Jun 2026)
Tax Bill	$758 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jun 2026 Sale & Construction Loan + 1 more
APN	`06-5.0-16-001-003-081.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-16-001-003-081.000`

Interior

Building Area	1,011 sqft Base Area
1st Floor Area	1,011 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Duplex Single
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	122 ft deep x 50 ft wide

Location & Zoning

Street Address	2522 OLIVE ST
City	SAINT JOSEPH
State	MO
Zip	64507-1543
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	CITY
Legal Description	SUB:HERMAN'S ADDITION LOT:3 BLK:1LGL DESC:
Legal Subdivision	HERMANS ADDITION
Legal Block	1
Legal Lot Number	3
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	5
Census Block	5009
Census Tract	1500

Owner

Source: Buchanan County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5021 W 122ND ST, HAWTHORNE, CA 90250-3511
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Line of Credit CHAMPIONS FUNDING LLC
Jun 10, 2026	Warranty Deed, Transfer · Construction Mortgage DRC CAPITAL LLC
Jun 10, 2026	Warranty Deed, Construction Loan · Construction Mortgage CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2026 · Amount on Record
Deed Sale	Jun 10, 2026 · Amount on Record
Prior Sale	Dec 23, 2016 · Amount on Record
Deed Document Number	20264603
Deed Book / Page	3819 / 360
Prior Transfer Date	Aug 1, 2016
Prior Transfer Doc	2016013298
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Recording Date	Sep 9, 2026
Property Address	2522 OLIVE ST, SAINT JOSEPH, MO 64507-1543
Document Number	0000007519
Book / Page	3822 / 251
Instrument Date	Sep 2, 2026
Instrument	20267519
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	5021 W 122ND ST, HAWTHORNE, CA 90250-3511

Mortgage

Document Number	0000007519,
Date	Sep 9, 2026
Book Page	3822/251
Instrument	20267519

Lender

Name	CHAMPIONS FUNDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 10, 2026
Property Address	2522 OLIVE ST, SAINT JOSEPH, MO 64507-1543
Document Number	0000004603
Book / Page	3819 / 360
Instrument Date	Jun 8, 2026
Instrument	20264603
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	5021 W 122ND ST, HAWTHORNE, CA 90250-3511

Mortgage

Document Number	0000004604,
Date	Jun 10, 2026
Instrument	20264604

Lender

Name	DRC CAPITAL LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Apr 1, 2027

Interest

Rate	6.3%
Max Rate	-1%

June 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 10, 2026
Property Address	2522 OLIVE ST, SAINT JOSEPH, MO 64507-1543
Document Number	003819/360
Book / Page	3819 / 360
Instrument Date	Jun 8, 2026
Instrument	20264603
Transaction Type	Construction Loan
Record Updated	Sep 9, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	5021 W 122ND ST, HAWTHORNE, CA 90250-3511

Mortgage

Document Number	0000004604,
Date	Jun 10, 2026
Instrument	20264604

Lender

Name	CAPITAL LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Apr 1, 2027

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$758.00 (+0.13%)	$10,570 (+6.12%) Land $1,730 Building $8,840	$55,610 (+6.13%) Land $9,100 Building $46,510
2024	$757.00 (+15.75%)
2023	$654.00 (-0.61%)	$9,960 (-) Land $1,730 Building $8,230	$52,400 (-) Land $9,100 Building $43,300
2022	$658.00	$9,960 Land $1,730 Building $8,230
2021			$52,400 Land $9,100 Building $43,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1984–2007)
Most Recent Claim	May 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 617 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T.

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