Franklin County property record for 2522 Hwy 98 E, Carrabelle, FL 32322
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,150 sqft · built 2017 |
| Lot Size | 0.592 acres (25,788 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $145,000 (May 2013) |
| Tax Bill | $4,482 (2025) |
| Flood Zone | Zone VE (high risk) |
| APN | 12-07S-04W-0000-0050-0010 |
| Primary APN | 12-07S-04W-0000-0050-0010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,150 sqft Heated Area |
| Gross Area | 3,942 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 25,788 sqft (0.592 acres) |
| Lot Dimensions | 266 ft deep x 97 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 792 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2522 HIGHWAY 98 E |
|---|---|
| City | CARRABELLE |
| State | FL |
| Zip | 32322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A PARCEL CONTAING 0.53 AC M/L PARCEL BEING 97.77' X 234.63'X 97.11' X 234.94' OR/556/161 1091/402 |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 12 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | CARRABELLE |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 970102 |
The current owner of 2522 Hwy 98 E bought it in May 2013.
Source: Franklin County records, as of January 5, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 2526 HIGHWAY 98 E, CARRABELLE, FL 32322-8023 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2013 · Amount on File |
| Deed Sale | May 8, 2013 · Amount on File |
| Deed Document Number | 201319002580 |
| Deed Book / Page | 1091 / 402 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 2522 Hwy 98 E was $4,482 with a homeowner's exemption, up 1.9% from the year before.
Source: Franklin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,482.00 (+1.89%) Homeowner's exemption | $517,833 (+2.9%) | $717,750 (-1.51%) Land $115,000 Building $602,750 |
| 2024 | $4,399.00 (-0.7%) Homeowner's exemption | $503,239 (+3%) | $728,731 (+12.47%) Land $120,000 Building $608,731 |
| 2023 | $4,430.00 (+0.52%) Homeowner's exemption | $488,582 (+3%) | $647,962 (+5.67%) Land $110,000 Building $537,962 |
| 2022 | $4,407.00 Homeowner's exemption | $474,351 | $613,176 Land $110,000 Building $503,176 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2522 Hwy 98 E in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 19.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 47 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 6 (2005–2018) |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2522 Hwy 98 E is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANARK VILLAGE (CITY OF CARRABELLE) public/private · serves 1,815 people · EPA ID FL1190414 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Also Mapped Here | CITY OF CARRABELLE WATER SYSTEM |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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