2522 Edwards Ave, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 2522 Edwards Ave, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,932 sqft · built 1940
Lot Size	0.113 acres (4,920 sqft)
Owner	Trust Name on File
Tax Bill	$4,419 (2025)
Deeds & Mortgages	May 2026 Mortgage Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500-273-005-8`

Property Details

APN / Parcel Number

Primary APN	`500-273-005-8`
Alternative APN	`500-273-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,932 sqft Living Area
1st Floor Area	1,513 sqft
Basement Area	419 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	4,920 sqft (0.113 acres)
Garage Type	Attached
Garage Area	323 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	2522 EDWARDS AVE
City	EL CERRITO
State	CA
Zip	94530-1471
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RICH PACIFIC HTS POR 1&12 7
Legal Subdivision	RICHMOND PACIFIC HEIGHTS
Legal Block	7
Legal Lot Number	1,12
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	3
Census Block	3004
Census Tract	384000

Owner

2522 Edwards Ave is held in a trust since August 2004.

Source: Contra Costa County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	PO BOX 1398, EL CERRITO, CA 94530-1398
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Dec 5, 2025	Deed of Trust, Mortgage · Stand-Alone First Mortgage HERBERT Y CHEUNG & JENNIE L CHEUNG 1194

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 25, 2004
Transfer Doc	0000332609
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	May 11, 2026
Property Address	2522 EDWARDS AVE, EL CERRITO, CA 94530-1471
Document Number	0000048684
Instrument Date	May 8, 2026
Instrument	202648684
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	2522 EDWARDS AVE, EL CERRITO, CA 94530-1471

Mortgage

Document Number	0000048684,
Date	May 11, 2026
Instrument	202648684

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.37%
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2522 EDWARDS AVE, EL CERRITO, CA 94530-1471
Transaction Type	Mortgage
Record Updated	Dec 18, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2522 EDWARS AVENUE, EL CERRITO, CA 94530-1471
Investor	Possibly a Property Investor

Mortgage

Document Number	0000136200
Date	Dec 5, 2025
Instrument	2025- 136200

Lender

Name	HERBERT Y CHEUNG & JENNIE L CHEUNG 1194
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2522 Edwards Ave was $4,419.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$253,771 (+2%) Land $156,169 Building $97,602
2025	$4,419.00	$248,796 Land $153,107 Building $95,689
2023	$4,254.00 (+2.11%)	$239,136 Land $147,162 Building $91,974
2022	$4,166.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2522 Edwards Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2522 Edwards Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 861 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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