2522 E 7th St, Charlotte, NC 28204 Property Records

Mecklenburg County property record for 2522 E 7th St, Charlotte, NC 28204

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,171 sqft · built 1930
Lot Size0.182 acres (7,960 sqft)
OwnerIndividual Name on File
Last Sale$445,000 (Feb 2018)
Tax Bill$6,994 (2023)
Deeds & MortgagesNov 2020 Mortgage
Feb 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN127-131-22

Property Details

APN / Parcel Number

Primary APN127-131-22

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,171 sqft Heated Area
Gross Area2,911 sqft
1st Floor Area1,348 sqft
Upper Floors Area823 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area7,960 sqft (0.182 acres)
Garage Area320 sqft
PorchPorch
Porch Area65 sqft
Patio Area165 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number127-131-22
Street Address2522 E 7TH ST
CityCHARLOTTE
StateNC
Zip28204-4372
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-22MF
Legal DescriptionL6 B17 M3 126
Legal SubdivisionROSEMONT
Legal Block17
Legal Lot Number6
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1013
Census Tract2400

Owner

Source: Mecklenburg County records · APN 127-131-22

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2522 E 7TH ST, CHARLOTTE, NC 28204-4372
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 03, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Feb 05, 2018Warranty Deed, Transfer · Conventional Mortgage
HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 05, 2018 · Amount on Record
Deed SaleFeb 05, 2018 · Amount on Record
Prior SaleJan 14, 2015 · Amount on Record
Deed Document Number0032446943
Deed Book / Page32446 / 943
Record UpdatedJun 07, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2522 E 7TH ST, CHARLOTTE, NC 28204-4372
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000184399
DateNov 03, 2020
Book Page35270/927
Instrument2020184399
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2050

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateFeb 05, 2018
Property Address2522 E 7TH ST, CHARLOTTE, NC 28204-4372
Document Number0000013394
Book / Page32446 / 943
Map ReferenceMB3 PG126
Instrument DateFeb 05, 2018
Instrument2018013394
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$890.00
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1509 DEER MEADOWS DR, 1509, WAXHAW, NC 28173-7172

Transferred To (Grantee/Buyer)

NameVerified Name
Address2522 E 7TH ST, CHARLOTTE, NC 28204-4372

Mortgage

Document Number0000013395
DateFeb 05, 2018
Instrument2018013395
Lender
NameHOMESIDE FINANCIAL LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2048

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 3, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Elizabeth Historic District
listed 1989 · 893 contributing resources · NRIS 88003003

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 467 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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