2522 Clemson Ln, Stanley, NC 28164 Property Records

Lincoln County property record for 2522 Clemson Ln, Stanley, NC 28164

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,512 sqft · built 2017
Lot Size	2.16 acres (94,177 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Jan 2021)
Tax Bill	$1,240 (2026)
Deeds & Mortgages	Nov 2025 Transfer Oct 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`3680-89-3938`

Property Details

APN / Parcel Number

Primary APN	`3680-89-3938`
Alternative APNs	`368000893938` `261059` `299488` `313745` `54947`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Modular
Lot Area	94,177 sqft (2.16 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	313745
Street Address	2522 CLEMSON LN
City	STANLEY
State	NC
Zip	28164-7747
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	R-T
Legal Description	ALBA ACRES 1
Legal Subdivision	ALBA ACRES INC
Legal Tract	1
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2030
Census Tract	71002

Owner

2522 Clemson Ln, a residential property, is owned and occupied by two individuals who acquired it in September 2023.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2522 CLEMSON LN, STANLEY, NC 28164-7747
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Intrafamily Transfer, Transfer
Oct 13, 2023	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU
Jan 7, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Aug 25, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FIRST FSB/LINCOLNTON
Jul 26, 2017	Deed of Trust, Mortgage · Conventional with PMI CMH HMS
May 22, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2021 · Amount on File
Deed Sale	Jan 7, 2021 · Amount on File
Deed Document Number	2021622958
Deed Book / Page	2992 / 451
Last Transfer Date	Sep 6, 2023
Transfer Doc	0003274789
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN NC
Recording Date	Nov 18, 2025
Property Address	2522 CLEMSON LN, STANLEY, NC 28164-7747
Document Number	0003456367
Book / Page	3456 / 367
Map Reference	MB E PG 146
Instrument Date	Nov 17, 2025
Instrument	702134
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2522 CLEMSON LN, STANLEY, NC 28164-7747

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2522 CLEMSON LN, STANLEY, NC 28164-7747
Transaction Type	Mortgage
Record Updated	Nov 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003282919
Date	Oct 13, 2023
Book Page	3282/919
Instrument	673025

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jan 7, 2021
Property Address	2522 CLEMSON LN, STANLEY, NC 28164-7747
Document Number	2992451
Book / Page	2992 / 451
Map Reference	MB E PG 146
Instrument Date	Jan 7, 2021
Instrument	622958
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2264 COUNTRY CLUB RD, 2264, LINCOLNTON, NC 28092-8731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2522 CLEMSON LN, STANLEY, NC 28164-7747

Mortgage

Document Number	622959
Date	Jan 7, 2021
Instrument	622959

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LINCOLN NC
Recording Date	Aug 25, 2017
Property Address	2522 CLEMSON LN, STANLEY, NC 28164-7747
Book / Page	002688 / 000285
Instrument Date	Aug 25, 2017
Instrument	567184
Transaction Type	Construction Loan
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	681 LITHIA INN RD LINCOLNTON NC 280928782, LINCOLNTON, NC 28092-8782

Mortgage

Document Number	2688285
Date	Aug 25, 2017
Book Page	002688/000285
Instrument	567184

Lender

Name	FIRST FSB/LINCOLNTON
Type	Federal Savings Bank
Address	LINCOLNTON, NC 28092

Agreement

Type	Construction Mortgage
Amount	Amount on Record

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	2522 CLEMSON LN, STANLEY, NC 28164-7747
Document Number	2681175
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 4, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2522 CLEMSON LN STANLEY NC 281647747, STANLEY, NC 28164-7747

Mortgage

Document Number	2681175
Date	Jul 27, 2017
Book Page	002681/000175
Instrument	565807

Lender

Name	CMH HMS
Address	MARYVILLE, TN 37804

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	12 Months
Due	Jul 26, 2018

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	May 22, 2017
Property Address	2522 CLEMSON LN, STANLEY, NC 28164-7747
Document Number	2666937
Book / Page	002666 / 000937
Instrument Date	May 22, 2017
Instrument	563042
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2289 CLEMSON LN STANLEY NC 281647744, STANLEY, NC 28164-7744

Tax Assessment & Valuation

The 2026 property tax bill for 2522 Clemson Ln was $1,240, up 0.5% from the year before.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,240.00 (+0.49%)	$176,839 (-) Land $31,061 Building $145,778	$176,839 (-) Land $31,061 Building $145,778
2025	$1,234.00	$176,839 Land $31,061 Building $145,778	$176,839 Land $31,061 Building $145,778
2023	$1,190.00	$176,839 Land $31,061 Building $145,778	$176,839 Land $31,061 Building $145,778

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2522 Clemson Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2522 Clemson Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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