2522 185th Ave E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 2522 185th Ave E, Lake Tapps, WA 98391

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,894 sqft · built 1969
Lot Size	0.296 acres (12,876 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Nov 2022)
Tax Bill	$5,935 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`505000-2-580`

Property Details

APN / Parcel Number

Primary APN	`505000-2-580`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,894 sqft Living Area
Gross Area	2,188 sqft
1st Floor Area	552 sqft
Upper Floors Area	1,132 sqft
Basement Area	552 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2016
Architectural Style	Split Foyer
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	12,876 sqft (0.296 acres)
Garage Type	Attached
Garage Area	294 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	2522 185TH AVE E
City	LAKE TAPPS
State	WA
Zip	98391-9475
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 09 TOWNSHIP 20 RANGE 05 QUARTER 32 LAKE TAPPS DRIFTWOOD POINT L 1 B 5 TOG/W COMM PROP INT IN COMMON AREA
Legal Range	05
Legal Township	20
Legal Section	09
Legal Subdivision	LAKE TAPPS DRIFTWOOD POINT
Legal Block	5
Legal Lot Number	1
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	2
Census Block	2010
Census Tract	70314

Owner

2522 185th Ave E is owned and occupied by two individuals who bought it in November 2022.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2522 185TH AVE E, LAKE TAPPS, WA 98391-9475
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Nov 4, 2022	Intrafamily Transfer, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Nov 4, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2022 · Amount on File
Deed Sale	Nov 4, 2022 · Amount on File
Prior Sale	Dec 19, 2014 · Amount on File
Deed Document Number	2022535
Prior Transfer Date	Oct 28, 2022
Prior Transfer Doc	0000000498
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2522 185TH AVE E, LAKE TAPPS, WA 98391-9475
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010040743
Date	Oct 4, 2021
Instrument	202110040743

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Oct 1, 2046

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2522 185TH AVE E, LAKE TAPPS, WA 98391-9475
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2522 185TH AVE E, LAKE TAPPS, WA 98391-9475

Mortgage

Document Number	0001230097
Date	Jan 23, 2025
Instrument	202501230097

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Nov 4, 2022
Property Address	2522 185TH AVE E, LAKE TAPPS, WA 98391-9475
Document Number	0011040498
Map Reference	VOL 18 PG 21
Instrument Date	Oct 28, 2022
Instrument	202211040498
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2522 185TH AVE E, LAKE TAPPS, WA 98391-9475

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Nov 4, 2022
Property Address	2522 185TH AVE E, LAKE TAPPS, WA 98391-9475
Document Number	0011040535
Map Reference	VOL 18 PG 21
Instrument Date	Oct 3, 2022
Instrument	202211040535
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,047.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2522 185TH AVE E, LAKE TAPPS, WA 98391-9475

Mortgage

Document Number	0011040536
Date	Nov 4, 2022
Instrument	202211040536

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2522 185TH AVE E, LAKE TAPPS, WA 98391-9475
Document Number	1810110118
Instrument Date	Oct 5, 2018
Transaction Type	Mortgage
Record Updated	Oct 26, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2522 185TH AVE E LAKE TAPPS WA 983919475, LAKE TAPPS, WA 98391-9475

Mortgage

Document Number	1810110118
Date	Oct 11, 2018
Instrument	201810110118

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 2522 185th Ave E was $5,935, up 6.3% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Dieringer School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,935.00 (+6.34%)	$553,900 Land $330,700 Building $223,200	$553,900 Land $330,700 Building $223,200
2025	$5,581.00 (+9.99%)
2024	$5,074.00 (+2.26%)	$496,900 (+0.83%) Land $267,200 Building $229,700	$496,900 (+0.83%) Land $267,200 Building $229,700
2023	$4,962.00	$492,800 Land $267,200 Building $225,600	$492,800 Land $267,200 Building $225,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2522 185th Ave E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2522 185th Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Oct 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Skynet Broadband.

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