Charlotte County property record for 25217 Estrada Cir, Punta Gorda, FL 33955
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 2000 |
| Lot Size | 0.227 acres (9,914 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $177,000 (Sep 2019) |
| Tax Bill | $3,453 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 42-23-29-162-008 |
| Primary APN | 42-23-29-162-008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| Gross Area | 2,311 sqft |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 9,914 sqft (0.227 acres) |
| Garage Area | 480 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 375 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004728545 |
|---|---|
| Old Parcel Number | 00952602684004 |
| Street Address | 25217 ESTRADA CIR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33955-4225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PGI 016 0306 0014 PUNTA GORDA ISLES SEC16 BLK306 LT14 611/580 1820/445 1870/472 3447/1885 4488/1043 |
| Legal Range | 23E |
| Legal Township | 42S |
| Legal Section | 29 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Block | 306 |
| Legal Lot Number | 14 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 10506 |
Source: Charlotte County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3105 ACADEMY BLVD, CAPE CORAL, FL 33904-3563 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 30, 2019 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2019 · Amount on Record |
| Deed Sale | Sep 30, 2019 · Amount on Record |
| Prior Sale | Jan 11, 2010 · Amount on Record |
| Deed Document Number | 2747826 |
| Deed Book / Page | 4488 / 1043 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 25217 ESTRADA CIR, PUNTA GORDA, FL 33955-4225 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 25217 ESTRADA CIR, PUNTA GORDA, FL 33955-4225 |
| Document Number | 0049092119 |
|---|---|
| Date | Jan 13, 2022 |
| Book Page | 4909/2119 |
| Instrument | 3045762 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Sep 30, 2019 |
| Property Address | 25217 ESTRADA CIR, PUNTA GORDA, FL 33955-4225 |
| Document Number | 0044881043 |
| Book / Page | 4488 / 1043 |
| Map Reference | MB 8 PG 27A-27O |
| Instrument Date | Sep 30, 2019 |
| Instrument | 2747826 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | FIRST INTERNATIONAL TTL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,239.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25050 HARBORSIDE BLVD, 25050, PUNTA GORDA, FL 33955-4258 |
| Name | Verified Name |
|---|---|
| Address | 25217 ESTRADA CIR, PUNTA GORDA, FL 33955-4225 |
| Document Number | 0044881045 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 4488/1045 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,453.00 (+39.74%) | $228,930 (+44.33%) | $242,639 (+9.51%) Land $40,000 Building $202,639 |
| 2023 | $2,471.00 (+4.31%) Homeowner's exemption | $158,615 (+3%) | $221,578 (+11.3%) Land $27,000 Building $194,578 |
| 2022 | $2,369.00 Homeowner's exemption | $153,995 | $199,088 Land $20,400 Building $178,688 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 432 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 448 units insured incl. 16 condo units |
| Nearby Flood Claims | 131 (2017–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
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