Charlotte County property record for 25213 Cadiz Dr, Punta Gorda, FL 33955
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,914 sqft · built 2023 |
| Lot Size | 0.234 acres (10,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $35,000 (Dec 2021) |
| Tax Bill | $3,856 (2025) |
| Deeds & Mortgages | Mar 2022 Construction Loan Dec 2021 Sale |
| Flood Zone | Zone D (undetermined) |
| APN | 422329185016 |
| Primary APN | 422329185016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,914 sqft Living Area |
| Gross Area | 2,662 sqft |
| 1st Floor Area | 1,914 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 10,200 sqft (0.234 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Porch | Enclosed/Screened Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00952602799505 |
|---|---|
| Street Address | 25213 CADIZ DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33955-4107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PUNTA GORDA ISLES SEC16 BLK309 LT10 672/2088 2311/1463 2368/443 2511/315 2662/449 3232/1710 3868/859 3994/284 4900/841 |
| Legal Range | 23E |
| Legal Township | 42S |
| Legal Section | 29 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 309 |
| Legal Lot Number | 10 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 10506 |
25213 Cadiz Dr is owned and occupied by two individuals who bought it in December 2021.
Source: Charlotte County records, as of November 19, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3798 OLD BERRY PT, 102, FORT MYERS, FL 33916-9553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 15, 2022 | Deed of Trust, Mortgage · Construction Mortgage TRUIST BANK |
| Dec 27, 2021 | Warranty Deed, Transfer ALL COAST TITLE AND ESCROW, ALL COAST TITLE & ESCROW |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2021 · Amount on File |
| Deed Sale | Dec 27, 2021 · Amount on File |
| Prior Sale | Mar 22, 2005 · Amount on File |
| Deed Document Number | 20213038793 |
| Deed Book / Page | 4900 / 841 |
| Prior Transfer Date | May 1, 2014 |
| Prior Transfer Doc | 0038680859 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 25213 CADIZ DR, PUNTA GORDA, FL 33955-4107 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3798 OLD BERRY PT 102, 102, FORT MYERS, FL 33916-9553 |
| Document Number | 0049451325 |
|---|---|
| Date | Mar 15, 2022 |
| Book Page | 4945/1325 |
| Instrument | 3073155 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 379 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Dec 27, 2021 |
| Property Address | 25213 CADIZ DR, PUNTA GORDA, FL 33955-4107 |
| Document Number | 0049000841 |
| Book / Page | 4900 / 841 |
| Map Reference | MB 8 PG 27A-27O |
| Instrument Date | Dec 16, 2021 |
| Instrument | 3038793 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2022 |
| Title Company | ALL COAST TITLE AND ESCROW, ALL COAST TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Tax | $245.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6391 E ARBUCKLE RD, 6391, AVON PARK, FL 33825-8202 |
| Name | Verified Name |
|---|---|
| Address | 3798 OLD BERRY PT APT 102, 102, FORT MYERS, FL 33916-9553 |
The 2025 property tax bill for 25213 Cadiz Dr was $3,856 with exemptions applied, down 19.8% from the year before.
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,856.00 (-19.77%) Homeowner's exemption Veteran's exemption | $300,650 Land $34,000 Building $266,650 | $300,650 Land $34,000 Building $266,650 |
| 2024 | $4,806.00 (+836.84%) | ||
| 2023 | $513.00 (+10.09%) | $22,440 (+1%) | $27,000 (+32.35%) Land $27,000 |
| 2022 | $466.00 | $20,400 Land $20,400 | $20,400 Land $20,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25213 Cadiz Dr in Zone D, where flood risk has not been studied, though there have been 131 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 432 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 448 units insured incl. 16 condo units |
| Nearby Flood Claims | 131 (2017–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25213 Cadiz Dr is moderate, ranking above 66% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
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