Lorain County property record for 2521 W River Rd N, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,498 sqft · built 1978 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | Company Name on Record |
| Last Sale | $130,000 (Oct 2022) |
| Tax Bill | $2,134 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Apr 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-017-101-029 |
| Primary APN | 06-23-017-101-029 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,498 sqft Living Area |
| 1st Floor Area | 832 sqft |
| 2nd Floor Area | 666 sqft |
| Upper Floors Area | 666 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 8,276 sqft (0.189 acres) |
| Lot Dimensions | 129 ft deep x 57 ft wide |
| Garage Type | Detached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | HVAC |
|---|
| Street Address | 2521 W RIVER RD N |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-1347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 33-06-029 -022-00 |
| Legal Subdivision | PENROSE ALLOTMENT |
| Legal Tract | 23 |
| Legal Block | 101 |
| Legal Lot Number | 1 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 70200 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 152 BUCKINGHAM DR, ELYRIA, OH 44035-1706 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Oct 28, 2022 | Executor's Deed, Transfer · Conventional Mortgage BUCKEYE COMMUNITY BANK |
| Apr 12, 2022 | Affidavit of Death of Joint Tenant, Transfer EXAMCO TITLE SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 2022 · Amount on Record |
| Deed Sale | Oct 28, 2022 · Amount on Record |
| Prior Sale | Apr 12, 2022 |
| Deed Document Number | 2022006921 |
| Record Updated | Jun 8, 2026 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 28, 2022 |
| Property Address | 2521 W RIVER RD N, ELYRIA, OH 44035-1347 |
| Document Number | 0000896782 |
| Map Reference | VOL 13 PG 6 |
| Instrument Date | Oct 28, 2022 |
| Instrument | 2022-0896782 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2022 |
| Title Company | NOT AVAILABLE, MULTIPLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 152 BUCKINGHAM DR, ELYRIA, OH 44035-1706 |
| Document Number | 0000896783 |
|---|---|
| Date | Oct 28, 2022 |
| Instrument | 2022-0896783 |
| Name | BUCKEYE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 8.12% |
| Index | 1-Year CMT |
| Max Rate | 12.1% |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 12, 2022 |
| Property Address | 2521 W RIVER RD N, ELYRIA, OH 44035-1347 |
| Document Number | 0000870813 |
| Map Reference | VOL 13 PG 6 |
| Instrument Date | Apr 6, 2022 |
| Instrument | 2022-0870813 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2022 |
| Title Company | EXAMCO TITLE SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,134.00 | $43,160 (-0.01%) Land $6,350 Building $36,810 | $123,320 (-) Land $18,150 Building $105,170 |
| 2024 | $2,134.00 (+11.15%) | $43,163 (+25.53%) Land $6,353 Building $36,810 | $123,320 (+25.53%) Land $18,150 Building $105,170 |
| 2023 | $1,920.00 (+2.84%) | $34,384 (-0.02%) Land $6,986 Building $27,398 | $98,240 (-) Land $19,960 Building $78,280 |
| 2022 | $1,867.00 | $34,390 Land $6,990 Building $27,400 | |
| 2021 | $98,240 Land $19,960 Building $78,280 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2014–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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