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2521 Talega Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2521 Talega Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,484 sqft · built 1999
Lot Size0.158 acres (6,926 sqft)
Owner2 Owner Names on File
Last Sale$89,400 (May 1999)
Tax Bill$1,044 (2025)
Deeds & MortgagesJun 2018 Line of Credit
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN128076

Property Details

APN / Parcel Number

Primary APN128076
Alternative APNs
  • 222630007300011010
  • 222630276300011010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,484 sqft Heated Area
Gross Area2,236 sqft
1st Floor Area1,484 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,926 sqft (0.158 acres)
Garage TypeFinished
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Screened Porch
Porch Area352 sqft
Patio Area836 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number128076
Old Parcel Number222630276300011010
Street Address2521 TALEGA DR
CitySAINT CLOUD
StateFL
Zip34772-7806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCANOE CREEK ESTATES PHASE 3 PB 10 PG 157-158 LOT 101
Legal Range30E
Legal Township26S
Legal Section22
Legal SubdivisionCANOE CREEK ESTATES
Legal Phase3
Legal Tract73
Legal Block1
Legal Lot Number101
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1003
Census Tract43207

Owner

Source: Osceola County records · APN 128076

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address2521 TALEGA DR, SAINT CLOUD, FL 34772-7806
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Jun 13, 2018Deed of Trust, Mortgage · Line of Credit
CENTRAL FLORIDA EDUCATORS FCU
Sep 08, 2020Deed of Trust, Mortgage · Conventional Mortgage
ADDITION FIN'L CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 07, 1999 · Amount on Record
Deed SaleMay 07, 1999 · Amount on Record
Deed Document Number0161301120
Deed Book / Page01613 / 01120
Record UpdatedJun 08, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2521 TALEGA DR, SAINT CLOUD, FL 34772-7806
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyMORTGAGEE TITLE SERVICE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053491703
DateJun 13, 2018
Book Page5349/1703
Instrument2018091219
Lender
NameCENTRAL FLORIDA EDUCATORS FCU
TypeCredit Union
AddressLAKE MARY, FL 32746
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2521 TALEGA DR, SAINT CLOUD, FL 34772-7806
Document Number0057940478
Instrument DateSep 08, 2020
Transaction TypeMortgage
Record UpdatedOct 20, 2020
Title CompanyPRIMERA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2521 TALEGA DR ST CLOUD FL 347727806, ST CLOUD, FL 34772-7806

Mortgage

Document Number0057940478
DateSep 15, 2020
Book Page005794/000478
Instrument123489
Lender
NameADDITION FIN'L CU
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueSep 14, 2030

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,044.00 (+8.64%) Homeowner's exemption$101,223 (+5.99%)$286,600 (-2.85%) Land $65,000 Building $221,600
2023$961.00 (+15.92%) Homeowner's exemption$95,506 (+8.33%)$295,000 (+17.62%) Land $60,000 Building $235,000
2022$829.00 Homeowner's exemption$88,162$250,800 Land $55,000 Building $195,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 34 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies34 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 402 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
Lumen TechnologiesDSL140 / 20

May also be available at this address: Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

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