2521 Symphony Ln, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 2521 Symphony Ln, Gambrills, MD 21054

Property Summary

Property Type	Exempt (Full or Partial)
Details	1 ba · 1,732 sqft · built 1975
Lot Size	0.191 acres (8,303 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Dec 2015)
Tax Bill	$524 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-295-06093414`

Property Details

APN / Parcel Number

Primary APN	`04-295-06093414`
Alternative APNs	`4-295-06093414` `29506093414`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,732 sqft Gross Area
1st Floor Area	982 sqft
Basement Area	450 sqft
Finished Basement	450 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,303 sqft (0.191 acres)
Garage Type	Attached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29506093414
Street Address	2521 SYMPHONY LN
City	GAMBRILLS
State	MD
Zip	21054-1544
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R5
Legal Description	LT 12 BK H SC 14 PL1 FOUR SEASONS ESTATES
Legal Subdivision	FOUR SEASONS ESTATES
Legal Block	H
Legal Lot Number	12
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	1
Census Block	1013
Census Tract	740703

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2521 SYMPHONY LN, GAMBRILLS, MD 21054-1544
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Apr 22, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2015 · Amount on Record
Deed Sale	Dec 30, 2015 · Amount on Record
Prior Sale	Jun 6, 1997 · Amount on Record
Deed Book / Page	29144 / 485
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2521 SYMPHONY LN, GAMBRILLS, MD 21054-1544
Transaction Type	Mortgage
Record Updated	Nov 21, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0400400372
Date	Nov 3, 2023
Book Page	40040/372

Lender

Name	NAVY FCU
Type	Credit Union
Address	MERRIFIELD, VA 22119

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2043

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2521 SYMPHONY LN, GAMBRILLS, MD 21054-1544
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2521 SYMPHONY LN, GAMBRILLS, MD 21054-1544

Mortgage

Document Number	0386390171
Date	Apr 22, 2022
Book Page	38639/171

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$387,067 (+6.9%)	$437,000 (+20.68%) Land $285,000 Building $152,000
2025	$524.00 (-85.65%)	$362,100 (+8.27%) Land $222,900 Building $139,200	$362,100 (-) Land $222,900 Building $139,200
2023	$3,652.00	$334,433	$362,100 Land $222,900 Building $139,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2018–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880

May also be available: Believe Broadband.

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