Ventura County property record for 2521 Stern Ln, Oxnard, CA 93035
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,441 sqft · built 1984 |
| Lot Size | 0.159 acres (6,915 sqft) |
| Owner | Individual Name on File |
| Last Sale | $515,000 (Oct 2019) |
| Tax Bill | $6,990 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 185-0-084-205 |
| Primary APN | 185-0-084-205 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,441 sqft Living Area |
| 1st Floor Area | 1,441 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Lot Area | 6,915 sqft (0.159 acres) |
| Lot Dimensions | 100 ft deep x 73 ft wide |
| Garage Area | 449 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 52 sqft |
| Street Address | 2521 STERN LN |
|---|---|
| City | OXNARD |
| State | CA |
| Zip | 93035-1756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1PD |
| Legal Description | TRACT: 278201 LOT: 39 REF: 078MR 091 |
| Legal Subdivision | TRACT 2782 1 |
| Legal Tract | 278201 |
| Legal Block | 84 |
| Legal Lot Number | 39 |
| Jurisdiction | VENTURA CA |
| Township / Civil Division | OXNARD |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 3608 |
Source: Ventura County records · APN 185-0-084-205
Assessment roll updated July 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2521 STERN LN, OXNARD, CA 93035-1756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Oct 15, 2019 | Grant Deed, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 15, 2019 · Amount on Record |
| Deed Sale | Oct 15, 2019 · Amount on Record |
| Deed Document Number | 2019125282 |
| Prior Transfer Date | Sep 30, 2019 |
| Prior Transfer Doc | 0000125282 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 2521 STERN LN, OXNARD, CA 93035-1756 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2521 STERN LN, OXNARD, CA 93035-1756 |
| Document Number | 0000011230 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 20210120-00011230 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | VENTURA CA |
| Recording Date | Oct 15, 2019 |
| Property Address | 2521 STERN LN, OXNARD, CA 93035-1756 |
| Document Number | 0000125282 |
| Map Reference | MB 78 PG 91 |
| Instrument Date | Sep 30, 2019 |
| Instrument | 20191015-00125282 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2521 STERN LN, OXNARD, CA 93035-1756 |
| Document Number | 0000125283 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | 20191015-00125283 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Municipality | Oxnard City |
| Elementary School District | Oxnard Elementary School District (KG - 08) |
| Secondary School District | Oxnard Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $574,488 (+2%) Land $373,697 Building $200,791 | |
| 2025 | $6,990.00 (+2.18%) | $563,224 (+4.04%) Land $366,370 Building $196,854 |
| 2024 | $6,841.00 (+3.78%) | |
| 2023 | $6,592.00 (+3.1%) | $541,354 Land $352,143 Building $189,211 |
| 2022 | $6,394.00 |
Source: FEMA National Flood Hazard Layer as of September 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier, Verizon.
Based on FCC filings for 691 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OXNARD WATER DEPT serves 200,232 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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