2521 S 15th St, Waco, TX 76706 Property Records

McLennan County property record for 2521 S 15th St, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 924 sqft · built 1954
Lot Size	0.245 acres (10,650 sqft)
Owner	Individual Name on File
Last Sale	$234,612 (May 2023)
Tax Bill	$3,880 (2025)
Deeds & Mortgages	May 2023 Mortgage Mar 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`48-030301-003900-0`

Property Details

APN / Parcel Number

Primary APN	`48-030301-003900-0`
Alternative APN	`363351`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	924 sqft Living Area
1st Floor Area	924 sqft
Flooring	Carpet

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	10,650 sqft (0.245 acres)
Lot Dimensions	118 ft deep x 90 ft wide
Garage Type	Detached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2521 S 15TH ST
City	WACO
State	TX
Zip	76706-3543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOSTYN-ROBERTS LOT 16 BLOCK 1 ACRES .2445
Legal Subdivision	MOSTYN-ROBERTS
Legal Block	1
Legal Lot Number	16
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1052
Census Tract	1900

Owner

2521 S 15th St is owned and occupied by an individual who bought it in May 2023.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	2521 S 15TH ST, WACO, TX 76706-3543
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 24, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2023 · Amount on File
Deed Sale	May 11, 2023 · Amount on File
Prior Sale	Mar 24, 2022
Deed Document Number	202313691
Record Updated	Oct 29, 2026

May 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	May 11, 2023
Property Address	2521 S 15TH ST, WACO, TX 76706-3543
Document Number	0000013691
Map Reference	DOC 2012004339
Instrument Date	May 10, 2023
Instrument	2023013691
Transaction Type	Transfer
Record Updated	May 24, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2521 S 15TH ST, WACO, TX 76706-3543

Mortgage

Document Number	0000013692
Date	May 11, 2023
Instrument	2023013692

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Mar 24, 2022
Property Address	2521 S 15TH ST, WACO, TX 76706-3543
Document Number	0000011643
Map Reference	FILE 2012004339
Instrument Date	Mar 1, 2022
Instrument	2022011643
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1389 MCKENZIE DR, PLACENTIA, CA 92870-3515

Tax Assessment & Valuation

The 2025 property tax bill for 2521 S 15th St was $3,880, up 2.6% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,809 (-0.44%) Land $27,265 Building $144,544	$171,809 (-0.44%) Land $27,265 Building $144,544
2025	$3,880.00 (+2.65%)	$172,570 Land $24,710 Building $147,860	$172,570 Land $24,710 Building $147,860
2024	$3,780.00
2023		$138,450 Land $24,710 Building $113,740	$138,450 Land $24,710 Building $113,740
2022	$3,103.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2521 S 15th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 individual policies
Nearby Flood Policies	41 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2521 S 15th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, Pavlov Media.

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