2521 Raft Ln, Oxnard, CA 93035 Property Records

Ventura County property record for 2521 Raft Ln, Oxnard, CA 93035 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,549 sqft · built 1980
Lot Size	0.157 acres (6,821 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,588 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`185-0-083-145`

Property Details

APN / Parcel Number

Primary APN	`185-0-083-145`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,549 sqft Living Area
1st Floor Area	1,549 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Stucco
Construction Type	Frame
Lot Area	6,821 sqft (0.157 acres)
Lot Dimensions	110 ft deep x 80 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	55 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2521 RAFT LN
City	OXNARD
State	CA
Zip	93035-1771
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT: 278201 LOT: 10 REF: 078MR 091
Legal Subdivision	2782-1
Legal Tract	278201
Legal Block	83
Legal Lot Number	10
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2015
Census Tract	3608

Owner

Source: Ventura County records · APN 185-0-083-145

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2521 RAFT LN, OXNARD, CA 93035-1771
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 06, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 20, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 03, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Oct 11, 2020
Transfer Doc	0000173193
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2521 RAFT LN, OXNARD, CA 93035-1771
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2521 RAFT LN, OXNARD, CA 93035-1771

Mortgage

Document Number	0000092092
Date	May 06, 2021
Instrument	20210506-00092092

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Oct 20, 2020
Property Address	2521 RAFT LN, OXNARD, CA 93035-1771
Document Number	0000173193
Map Reference	MB 78 PG 91-92
Instrument Date	Oct 11, 2020
Instrument	20201020-00173193
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2521 RAFT LN, OXNARD, CA 93035-1771

Mortgage

Document Number	0000173194
Date	Oct 20, 2020
Instrument	20201020-00173194

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Mar 03, 2020
Property Address	2521 RAFT LN, OXNARD, CA 93035-1771
Document Number	0000031928
Map Reference	MB 78 PG 91&92
Instrument Date	Feb 27, 2020
Instrument	20200303-00031928
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2521 RAFT LN, OXNARD, CA 93035-1771

Mortgage

Document Number	0000031929
Date	Mar 03, 2020
Instrument	20200303-00031929

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2521 RAFT LN, OXNARD, CA 93035-1771
Document Number	0000036903
Instrument Date	Mar 24, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2018
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2521 RAFT LN OXNARD CA 930351771, OXNARD, CA 93035-1771

Mortgage

Document Number	0000036903
Date	Apr 02, 2018
Instrument	36903

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2048

Tax Assessment & Valuation

Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$217,126 (+2%) Land $59,533 Building $157,593
2025	$2,588.00 (+2.17%) Homeowner's exemption	$212,869 (+4.04%) Land $58,366 Building $154,503
2024	$2,533.00 (+3.81%)
2023	$2,440.00 (+3.13%) Homeowner's exemption	$204,604 Land $56,100 Building $148,504
2022	$2,366.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ventura County (06111C), updated September 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 061110036082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 691 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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