2521 Phyllis Ave, Sacramento, CA 95820 Property Records

Sacramento County property record for 2521 Phyllis Ave, Sacramento, CA 95820

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,965 sqft · built 1970
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$109,000 (May 2012)
Tax Bill	$4,166 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`019-0114-013-0000`

Property Details

APN / Parcel Number

Primary APN	`019-0114-013-0000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,965 sqft Living Area
1st Floor Area	1,375 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Garage Area	319 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2521 PHYLLIS AVE
City	SACRAMENTO
State	CA
Zip	95820-4640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	HECKES & TRAINOR TRACT 03, LOT 80
Legal Subdivision	HECKES & TRAINOR TRACT 03
Legal Tract	3
Legal Lot Number	80
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2003
Census Tract	3600

Owner

Source: Sacramento County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	39 HOOPA CT, SACRAMENTO, CA 95820-3557
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Apr 8, 2022	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Nov 19, 2018	Loan Modification, Mortgage · FHA Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2012 · Amount on Record
Deed Sale	May 9, 2012 · Amount on Record
Prior Sale	Oct 14, 2011 · Amount on Record
Deed Book / Page	20120509 / 777
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2521 PHYLLIS AVE, SACRAMENTO, CA 95820-4640
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2521 PHYLLIS AVE, SACRAMENTO, CA 95820-4640

Mortgage

Document Number	0000000254
Date	Nov 8, 2023
Instrument	202311080254

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	477 Months
Due	Aug 1, 2063

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2521 PHYLLIS AVE, SACRAMENTO, CA 95820-4640
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2521 PHYLLIS AVE, SACRAMENTO, CA 95820-4640

Mortgage

Document Number	0000000118
Date	Apr 8, 2022
Instrument	2022040800118

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2052

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SACRAMENTO CA
Property Address	2521 PHYLLIS AVE, SACRAMENTO, CA 95820-4640
Document Number	1812050396
Instrument Date	Nov 19, 2018
Transaction Type	Mortgage
Record Updated	Dec 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2521 PHYLLIS AVE SACRAMENTO CA 958204640, SACRAMENTO, CA 95820-4640

Mortgage

Document Number	1812050396
Date	Dec 5, 2018
Instrument	1812050396

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43219-6009

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2048

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$139,633 (+2%) Land $25,616 Building $114,017
2025	$4,166.00 (+6.93%)	$136,896 (+4.04%) Land $25,114 Building $111,782
2024	$3,896.00 (+54.85%)
2023	$2,516.00 (+4.96%)	$131,583 Land $24,140 Building $107,443
2022	$2,397.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1993–2006)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Mar 2006 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 737 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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