2521 Payne Rd, Des Moines, IA 50310 Property Records

Polk County property record for 2521 Payne Rd, Des Moines, IA 50310

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 806 sqft · built 1939
Lot Size	0.278 acres (12,150 sqft)
Owner	Individual Name on File
Tax Bill	$3,162 (2024)
Deeds & Mortgages	Jun 2023 Line of Credit Aug 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7924-28-328-038`

Property Details

APN / Parcel Number

Primary APN	`7924-28-328-038`
Alternative APN	`080/02500-000-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	806 sqft Living Area
Gross Area	1,644 sqft
1st Floor Area	806 sqft
Attic Area	282 sqft
Basement Area	806 sqft
Finished Basement	250 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1949
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,150 sqft (0.278 acres)
Lot Dimensions	243 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	72 sqft
Deck Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	2521 PAYNE RD
City	DES MOINES
State	IA
Zip	50310-6254
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 67 GLEN OAKS
Legal Range	24W
Legal Township	79N
Legal Section	28
Legal Subdivision	GLEN OAKS
Legal Lot Number	67
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	2
Census Block	2002
Census Tract	701

Owner

2521 Payne Rd is owned and occupied by an individual who acquired it in August 2021.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2521 PAYNE RD, DES MOINES, IA 50310-6254
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU
Aug 11, 2021	Intrafamily Transfer, Transfer
Mar 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2021
Deed Sale	Aug 11, 2021
Prior Sale	Oct 26, 2020 · Amount on File
Deed Document Number	2021-00085194
Deed Book / Page	18695 / 177
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2521 PAYNE RD, DES MOINES, IA 50310-6254
Transaction Type	Mortgage
Record Updated	Jul 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032006
Date	Jun 22, 2023
Book Page	19515/300
Instrument	2023-00032006

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	JOHNSTON, IA 50131

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK IA
Recording Date	Aug 11, 2021
Property Address	2521 PAYNE RD, DES MOINES, IA 50310-6254
Document Number	0000085194
Book / Page	18695 / 177
Instrument Date	Jul 16, 2021
Instrument	2021-00085194
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2521 PAYNE RD, DES MOINES, IA 50310-6254

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2521 PAYNE RD, DES MOINES, IA 50310-6254
Document Number	0000077442
Instrument Date	Mar 22, 2018
Transaction Type	Mortgage
Record Updated	May 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2521 PAYNE RD DES MOINES IA 503106254, DES MOINES, IA 50310-6254

Mortgage

Document Number	0000077442
Date	Apr 10, 2018
Book Page	016877/000432
Instrument	77442

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 9, 2023

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$181,700 Land $41,600 Building $140,100	$181,700 Land $41,600 Building $140,100
2024	$3,162.00
2023		$167,700 Land $37,800 Building $129,900	$167,700 Land $37,800 Building $129,900
2020	$2,550.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2521 Payne Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2521 Payne Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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