2521 Omo Ranch Rd, Somerset, CA 95684 Property Records

El Dorado County property record for 2521 Omo Ranch Rd, Somerset, CA 95684

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,685 sqft · built 1977
Lot Size	10.3 acres (449,104 sqft)
Owner	2 Company Names on Record
Last Sale	$440,000 (Apr 2016)
Tax Bill	$3,384 (2025)
Deeds & Mortgages	May 2026 Line of Credit Mar 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094-210-015-000`

Property Details

APN / Parcel Number

Primary APN	`094-210-015-000`
Alternative APNs	`09421015100` `0942101510`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,685 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Wood
Lot Area	449,104 sqft
Patio Area	1,685 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Water Source	Well

Location & Zoning

Street Address	2521 OMO RANCH RD
City	SOMERSET
State	CA
Zip	95684-9593
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A
Legal Description	PM 10/9/A
Legal Subdivision	10-9, PARCEL MAP
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	3
Census Block	3014
Census Tract	31409

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2521 OMO RANCH RD, SOMERSET, CA 95684-9593
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CREDIT UNION
Mar 5, 2024	Intrafamily Transfer, Transfer
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2016 · Amount on Record
Deed Sale	Apr 7, 2016 · Amount on Record
Prior Sale	Feb 12, 1999 · Amount on Record
Deed Document Number	201614444
Prior Transfer Date	Jan 22, 1999
Prior Transfer Doc	0000005657
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Recording Date	May 15, 2026
Property Address	2521 OMO RANCH RD, SOMERSET, CA 95684-9593
Document Number	0000015961
Instrument Date	May 8, 2026
Instrument	202615961
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ACCOMMODATION/COURTESY RECOR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	2521 OMO RANCH RD, SOMERSET, CA 95684-9593

Mortgage

Document Number	0000015961,
Date	May 15, 2026
Instrument	202615961

Lender

Name	GOLDEN 1 CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	7.25%
Max Rate	-1%

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Mar 5, 2024
Property Address	2521 OMO RANCH RD, SOMERSET, CA 95684-9593
Document Number	0000006361
Map Reference	MB 10 PG 9
Instrument Date	Feb 22, 2024
Instrument	2024-0006361
Transaction Type	Transfer
Record Updated	Mar 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2521 OMO RANCH RD, SOMERSET, CA 95684-9593

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2521 OMO RANCH RD, SOMERSET, CA 95684-9593
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2521 OMO RANCH RD, SOMERSET, CA 95684-9593

Mortgage

Document Number	0000073865
Date	Dec 1, 2021
Instrument	2021-0073865

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Pioneer Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$315,072 (+2%) Land $90,300 Building $224,772
2025	$3,384.00 (+1.96%) Homeowner's exemption	$308,895 (+4.04%) Land $88,530 Building $220,365
2024	$3,319.00 (+1.97%)
2023	$3,255.00 (+1.62%) Homeowner's exemption	$296,905 Land $85,094 Building $211,811
2022	$3,203.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 80% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Rocky Ridge Wireless.

Nearby Properties on Omo Ranch Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures