2521 N Delta St, Orange, CA 92865 Property Records

Orange County property record for 2521 N Delta St, Orange, CA 92865

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,236 sqft · built 1971
Lot Size	0.164 acres (7,150 sqft)
Owner	Trust Name on File
Tax Bill	$1,325 (2025)
Deeds & Mortgages	Oct 2020 Reverse Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`374-511-18`

Property Details

APN / Parcel Number

Primary APN	`374-511-18`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,236 sqft Living Area
1st Floor Area	2,236 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	7,150 sqft (0.164 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	2521 N DELTA ST
City	ORANGE
State	CA
Zip	92865-2801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 7319 BLK LOT 2
Legal Subdivision	TRACT NO 7319
Legal Tract	7319
Legal Lot Number	2
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	3
Census Block	3011
Census Tract	76202

Owner

2521 N Delta St is owner-occupied and held in a trust since July 2000.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	2521 N DELTA ST, ORANGE, CA 92865-2801
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Oct 9, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Mar 6, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Mar 6, 2018	Deed of Trust, Mortgage · FHA Mortgage LIBERTY HM EQUITY SOLUTIONS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 19, 2000
Transfer Doc	0000384732
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2521 N DELTA ST, ORANGE, CA 92865-2801
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2521 DELTAST, ORANGE, CA 92865-2801

Mortgage

Document Number	0000577906
Date	Oct 16, 2020
Instrument	2020000577906

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	879 Months
Due	Dec 31, 2093

Interest

Rate Type	Adjustable Rate
Rate	2.35%
Type Change Date	Nov 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2521 N DELTA ST, ORANGE, CA 92865-2801
Document Number	0000577907
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2521 N DELTA ST ORANGE CA 928652801, ORANGE, CA 92865-2801

Mortgage

Document Number	0000577907
Date	Oct 16, 2020
Instrument	577907

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	876 Months
Due	Oct 15, 2093

Interest

Rate Type	Adjustable Rate
Rate	2.35%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2521 N DELTA ST, ORANGE, CA 92865-2801
Document Number	0000087052
Instrument Date	Mar 6, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2521 N DELTA ST ORANGE CA 928652801, ORANGE, CA 92865-2801

Mortgage

Document Number	0000087052
Date	Mar 12, 2018
Instrument	87052

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	900 Months
Due	Mar 11, 2093

Interest

Rate Type	Adjustable Rate
Rate	4.99%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2521 N DELTA ST, ORANGE, CA 92865-2801
Document Number	0000087051
Instrument Date	Mar 6, 2018
Transaction Type	Mortgage
Record Updated	Mar 23, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2521 N DELTA ST ORANGE CA 928652801, ORANGE, CA 92865-2801

Mortgage

Document Number	0000087051
Date	Mar 12, 2018
Instrument	87051

Lender

Name	LIBERTY HM EQUITY SOLUTIONS
Type	Funding / Finance Company
Address	10951 WHITE ROCK RD # 200, RANCHO CORDOVA, CA 95670-6366

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	900 Months
Due	Mar 11, 2093

Interest

Rate Type	Adjustable Rate
Rate	4.99%

Tax Assessment & Valuation

The 2025 property tax bill for 2521 N Delta St was $1,325 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$95,787 (+2%) Land $29,373 Building $66,414
2025	$1,325.00 Homeowner's exemption	$93,909 Land $28,797 Building $65,112
2023	$1,257.00 (+2.36%) Homeowner's exemption	$90,263 Land $27,678 Building $62,585
2022	$1,228.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2521 N Delta St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2521 N Delta St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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