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2521 E 37th St, Panama City, FL 32405 Property Records

Bay County property record for 2521 E 37th St, Panama City, FL 32405

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,056 sqft · built 1984
Lot Size0.252 acres (10,977 sqft)
Owner2 Individual Names on Record
Tax Bill$1,318 (2025)
Deeds & MortgagesSep 2026 Sale
Sep 2026 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN11825-054-000

Property Details

APN / Parcel Number

Primary APN11825-054-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,056 sqft Living Area
Gross Area1,344 sqft
1st Floor Area1,056 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialOther
Lot Area10,977 sqft (0.252 acres)
Lot Dimensions172 ft deep x 64 ft wide
Garage TypeAttached
Garage Area288 sqft
DrivewayDriveway
PorchPatio
Porch Area228 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2521 E 37TH ST
CityPANAMA CITY
StateFL
Zip32405-6601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBC15
Legal Description22 3S 14W -2.54- OLD MAP 77A ST A B DEV CO PLAT 103D1 BEG 25 N & 918.50 W OF SE COR OF NE1/4 OF NE1/4 TH W 64 N 172 E 64 S 172 TO POB AKA LOT 8 ORB 3935 P 1144
Legal Range14W
Legal Township03S
Legal Section22
Legal SubdivisionST A B DEV CO PLAT
Legal Lot Number8
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2062
Census Tract1301

Owner

Source: Bay County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3480 LODGE DR, CHIPLEY, FL 32428-5634
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 24, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 12, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 17, 2026
Transfer Doc0000059435
Record UpdatedOct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateSep 24, 2026
Property Address2521 E 37TH ST, PANAMA CITY, FL 32405-6601
Document Number0000059436
Book / Page5082 / 511
Instrument DateSep 17, 2026
Instrument202659436
Transaction TypeTransfer
Record UpdatedOct 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address3480 LODGE DR, CHIPLEY, FL 32428-5634

September 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateSep 24, 2026
Property Address2521 E 37TH ST, PANAMA CITY, FL 32405-6601
Document Number0000059435
Book / Page5082 / 508
Instrument DateSep 17, 2026
Instrument202659435
Transaction TypeTransfer
Record UpdatedOct 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3480 LODGE DR, CHIPLEY, FL 32428-5634

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateSep 12, 2017
Property Address2521 E 37TH ST, PANAMA CITY, FL 32405-6601
Document Number0039351144
Book / Page003935 / 001144
Instrument DateSep 8, 2017
Instrument51575
Transaction TypeTransfer
Record UpdatedOct 3, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3480 LODGE DR CHIPLEY FL 324285634, CHIPLEY, FL 32428-5634

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,318.00 (+7.07%)$103,341 (+15.08%) Land $32,282 Building $71,059$103,341 (+15.08%) Land $32,282 Building $71,059
2024$1,231.00 (+7.98%)
2023$1,140.00 (+20.51%)$89,799 (+14.33%) Land $27,955 Building $61,844$89,799 (+14.33%) Land $27,955 Building $61,844
2022$946.00$78,542 Land $22,164 Building $56,378$78,542 Land $22,164 Building $56,378

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 325 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies325 in force
Nearby Flood Claims60 (1998–2021)
Claims Outside the SFHA27 of 60
Most Recent ClaimAug 2021 · Tropical Storm Fred
Claims by Event
  • Hurricane Michael, Oct 2018 · 48 claims
  • Severe Storms And Flooding, Jul 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLYNN HAVEN, CITY OF WATER SYSTEM
serves 23,380 people · EPA ID FL1030435
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionNov 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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