2521 44th St, Two Rivers, WI 54241 Property Records

Manitowoc County property record for 2521 44th St, Two Rivers, WI 54241

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,106 sqft · built 1980
Lot Size	0.257 acres (11,195 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (May 2025)
Tax Bill	$4,920 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-226-401-720.07`

Property Details

APN / Parcel Number

Primary APN	`53-226-401-720.07`
Alternative APNs	`053-226-401-720.07` `2264017207` `4381`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,106 sqft Living Area
Gross Area	4,578 sqft
Basement Area	1,410 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Traditional
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	11,195 sqft (0.257 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	4381
Street Address	2521 44TH ST
City	TWO RIVERS
State	WI
Zip	54241-1123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NE 1/4 SE 1/4 S26 T20N R24E TRACT C OF CSM V 4 P 465
Legal Tract	C
Jurisdiction	MANITOWOC WI
Township / Civil Division	TWO RIVERS
Census Block Group	4
Census Block	4016
Census Tract	5200

Owner

2521 44th St is owned and occupied by two individuals who bought it in May 2025.

Source: Manitowoc County records, as of June 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2521 44TH ST, TWO RIVERS, WI 54241-1123
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2025 · Amount on File
Deed Sale	May 16, 2025 · Amount on File
Deed Document Number	20251283498
Deed Book / Page	3690 / 220
Record Updated	Sep 20, 2026

May 2025: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MANITOWOC WI
Recording Date	May 16, 2025
Property Address	2521 44TH ST, TWO RIVERS, WI 54241-1123
Document Number	003690/220
Book / Page	3690 / 220
Map Reference	DOC 469046
Instrument Date	May 7, 2025
Instrument	1283498
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001283499
Date	May 16, 2025
Instrument	1283499

Lender

Name	FOX COMMUNITIES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Jun 1, 2035
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11%
Index	1-Year T-Bill
Max Rate	11%

Tax Assessment & Valuation

The 2025 property tax bill for 2521 44th St was $4,920.

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
Municipality	Two Rivers City
Unified School District	Two Rivers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,920.00 Homeowner's exemption	$297,100 Land $28,000 Building $269,100	$343,492 Land $32,372 Building $311,120
2023	$3,638.00 Homeowner's exemption	$144,300 Land $20,000 Building $124,300	$229,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2521 44th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2521 44th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS WATERWORKS serves 11,270 people · EPA ID WI4360436
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20