25205 Campos Dr, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 25205 Campos Dr, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,040 sqft · built 1988
Lot Size	0.22 acres (9,601 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Jul 2023)
Tax Bill	$4,476 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Feb 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`402305180004`

Property Details

APN / Parcel Number

Primary APN	`402305180004`
Alternative APNs	`00952621122905` `10004608165`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,040 sqft Living Area
Gross Area	2,829 sqft
1st Floor Area	2,040 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,601 sqft (0.22 acres)
Garage Type	Attached
Garage Area	480 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Pool Area	288 sqft
Porch	Enclosed/Screened Porch
Porch Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952621122905
Street Address	25205 CAMPOS DR
City	PUNTA GORDA
State	FL
Zip	33983-5253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PUNTA GORDA ISLES SEC20 BLK618 LT19 944/948 DC3714/1582-JES 3714/1584 AFF5010/1206 AFF5010/1207 3224149 3286319
Legal Range	23E
Legal Township	40S
Legal Section	05
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	618
Legal Lot Number	19
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	3
Census Block	3005
Census Tract	20103

Owner

25205 Campos Dr is owned and occupied by two individuals who bought it in July 2023.

Source: Charlotte County records, as of November 19, 2025

Owner of Record	2 Individual Names on File
Mailing Address	25205 CAMPOS DR, PUNTA GORDA, FL 33983-5253
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 23, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2023 · Amount on File
Deed Sale	Jul 5, 2023 · Amount on File
Prior Sale	Feb 23, 2023 · Amount on File
Deed Document Number	20233286319
Prior Transfer Date	Nov 30, 2012
Prior Transfer Doc	0037141584
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 5, 2023
Property Address	25205 CAMPOS DR, PUNTA GORDA, FL 33983-5253
Document Number	0003286319
Map Reference	MB 11 PG 2-A-2-Z-42
Instrument Date	Jul 3, 2023
Instrument	3286319
Transaction Type	Transfer
Record Updated	Jul 17, 2023
Title Company	SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TTL & CLOSINGS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2503 AVIATION PKWY, CAPE CORAL, FL 33904-2739

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	25205 CAMPOS DR, PUNTA GORDA, FL 33983-5253

Mortgage

Document Number	0003286320
Date	Jul 5, 2023
Instrument	3286320

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 23, 2023
Property Address	25205 CAMPOS DR, PUNTA GORDA, FL 33983-5253
Document Number	0003224149
Map Reference	MB 11 PG 2-A-2-Z-42
Instrument Date	Feb 22, 2023
Instrument	3224149
Transaction Type	Transfer
Record Updated	Mar 9, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$2,205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9171 PEKIN RD, GREENVILLE, IN 47124-9443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2503 AVIATION PKWY, CAPE CORAL, FL 33904-2739

Tax Assessment & Valuation

The 2025 property tax bill for 25205 Campos Dr was $4,476, down 23.4% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,476.00 (-23.43%)	$336,760 Land $38,250 Building $298,510	$336,760 Land $38,250 Building $298,510
2024	$5,846.00 (+5.54%)
2023	$5,539.00 (+206.7%)	$295,801 (+158.68%)	$297,612 (-6.08%) Land $38,000 Building $259,612
2022	$1,806.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$114,351	$316,878 Land $27,200 Building $289,678

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 25205 Campos Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 80 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	6 (1995–2022)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25205 Campos Dr is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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