2520 Windmill View Rd, El Cajon, CA 92020 Property Records

San Diego County property record for 2520 Windmill View Rd, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,864 sqft · built 1975
Lot Size	0.219 acres (9,524 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,250,000 (Aug 2026)
Tax Bill	$9,205 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`386-510-25-00`

Property Details

APN / Parcel Number

Primary APN	`386-510-25-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,864 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	9,524 sqft (0.219 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2520 WINDMILL VIEW RD
City	EL CAJON
State	CA
Zip	92020-1049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-9
Legal Description	LOT 37 TR 007650
Legal Subdivision	FLETCHER HILLS
Legal Tract	007650
Legal Block	2
Legal Lot Number	37
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2004
Census Tract	16201

Owner

Source: San Diego County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2520 WINDMILL VIEW RD, EL CAJON, CA 92020-1049
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Sep 30, 2019	Deed of Trust, Mortgage · FHA Mortgage MICHIGAN MUTUAL
Oct 16, 2018	Grant Deed, Transfer · FHA Mortgage HOME PT FIN'L
Jul 30, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2026 · Amount on Record
Deed Sale	Aug 31, 2026 · Amount on Record
Prior Sale	Oct 5, 2016 · Amount on Record
Deed Document Number	2026255731
Prior Transfer Date	Jun 27, 2025
Prior Transfer Doc	0000180663
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 31, 2026
Property Address	2520 WINDMILL VIEW RD, EL CAJON, CA 92020-1049
Document Number	0000255731
Instrument Date	Aug 20, 2026
Instrument	2026255731
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$138,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2520 WINDMILL VIEW RD, EL CAJON, CA 92020-1049
Investor	Possibly a Property Investor

Mortgage

Document Number	0000255732,
Date	Aug 31, 2026
Instrument	2026255732

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2520 WINDMILL VIEW RD, EL CAJON, CA 92020-1049
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2520 WINDMILL VIEW RD, EL CAJON, CA 92020-1049

Mortgage

Document Number	0000562516
Date	Aug 6, 2021
Instrument	2021-0562516

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2520 WINDMILL VIEW RD, EL CAJON, CA 92020-1049
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE I E

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000388304
Date	Jul 20, 2020
Instrument	2020-0388304

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2520 WINDMILL VIEW RD, EL CAJON, CA 92020-1049
Document Number	0000446923
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 14, 2019
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2520 WINDMILL VIEW RD EL CAJON CA 920201049, EL CAJON, CA 92020-1049

Mortgage

Document Number	0000446923
Date	Oct 7, 2019
Instrument	446923

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	PORT HURON, MI 48060

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 16, 2018
Property Address	2520 WINDMILL VIEW RD, EL CAJON, CA 92020-1049
Document Number	0000428349
Instrument Date	Sep 27, 2018
Instrument	428349
Transaction Type	Transfer
Record Updated	Oct 25, 2018
Title Company	CHICAGO TITLE COMPANY-SD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$671.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2520 WINDMILL VIEW RD EL CAJON CA 920201049, EL CAJON, CA 92020-1049

Mortgage

Document Number	428350
Date	Oct 16, 2018
Instrument	428350

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2048

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 30, 2018
Property Address	2520 WINDMILL VIEW RD, EL CAJON, CA 92020-1049
Document Number	0000309153
Instrument Date	Jul 10, 2018
Instrument	309153
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2520 WINDMILL VIEW RD EL CAJON CA 920201049, EL CAJON, CA 92020-1049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$717,529 (+5.45%) Land $261,457 Building $456,072
2025	$9,205.00 (+5.22%) Homeowner's exemption	$680,461 (+4.04%) Land $256,331 Building $424,130
2023	$8,748.00 (+0.53%) Homeowner's exemption	$654,039 Land $246,378 Building $407,661
2022	$8,702.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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