Kershaw County property record for 2520 Watson St, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 1,996 sqft · built 1997 |
| Lot Size | 2.32 acres (101,059 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $110,000 (Oct 1999) |
| Tax Bill | $1,004 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 347-00-00-103 |
| Primary APN | 347-00-00-103 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,996 sqft Gross Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Vinyl |
| Lot Area | 101,059 sqft (2.32 acres) |
| Porch | Porch |
| Porch Area | 182 sqft |
| Deck Area | 52 sqft |
| Account Number | 26710 |
|---|---|
| Street Address | 2520 WATSON ST |
| City | ELGIN |
| State | SC |
| Zip | 29045-9432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | 851-152 812-97 807-123/117 2520 WATSON ST |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 970909 |
Source: Kershaw County records, as of November 7, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2520 WATSON ST, ELGIN, SC 29045-9432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 25, 1999 · Amount on Record |
| Deed Sale | Oct 25, 1999 · Amount on Record |
| Prior Sale | Jul 13, 1999 · Amount on Record |
| Deed Book / Page | 812 / 97 |
| Last Transfer Date | Jun 2, 2025 |
| Transfer Doc | 0020254813 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 2520 WATSON ST, ELGIN, SC 29045-9432 |
| Document Number | 0000008691 |
| Instrument Date | Sep 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2520 WATSON ST ELGIN SC 290459432, ELGIN, SC 29045-9432 |
| Document Number | 0000008691 |
|---|---|
| Date | Oct 27, 2017 |
| Book Page | 003771/000001 |
| Instrument | 8691 |
| Name | WELLS FARGO BK |
|---|---|
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 26, 2032 |
Source: Kershaw County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,004.00 (-35.31%) | $150,300 (-) Land $23,200 Building $127,100 | $150,300 (-) |
| 2023 | $1,552.00 | $150,300 Land $23,200 Building $127,100 | $150,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 43% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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