2520 Washington St, Commerce, TX 75428 Property Records

Hunt County property record for 2520 Washington St, Commerce, TX 75428

Property Summary

Property Type	Single Family Home
Details	2,876 sqft · built 1970
Lot Size	0.305 acres (13,329 sqft)
Owner	Individual Name on Record
Tax Bill	$6,786 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4125-0010-0050-31`

Property Details

APN / Parcel Number

Primary APN	`4125-0010-0050-31`
Alternative APN	`R52311`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,876 sqft Living Area
1st Floor Area	2,516 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,329 sqft (0.305 acres)
Lot Dimensions	175 ft deep x 76 ft wide
Garage Type	Mixed
Garage Area	400 sqft
Carport	Carport
Carport Area	824 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R52311
Street Address	2520 WASHINGTON ST
City	COMMERCE
State	TX
Zip	75428-3521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S4125 MULLER ADDITION BLK 1 LOT 5 ACRES .306
Legal Subdivision	MULLER ADDITION
Legal Block	1
Legal Lot Number	5
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2032
Census Tract	960600

Owner

Source: Hunt County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2520 WASHINGTON ST, COMMERCE, TX 75428-3521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Sep 13, 2019	Deed of Trust, Mortgage AMERICAN AIRLINES EMPS FCU
Oct 30, 2017	Vendor's Lien, Transfer · Conventional Mortgage AMERICAN AIRLINES FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2017
Deed Sale	Oct 30, 2017
Deed Document Number	2017-15044
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	2520 WASHINGTON ST, COMMERCE, TX 75428-3521
Transaction Type	Mortgage
Record Updated	Oct 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021204
Date	Sep 29, 2021
Instrument	2021-21204

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	2520 WASHINGTON ST, COMMERCE, TX 75428-3521
Document Number	0000013839
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Sep 27, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2520 WASHINGTON ST COMMERCE TX 754283521, COMMERCE, TX 75428-3521

Mortgage

Document Number	0000013839
Date	Sep 18, 2019
Instrument	13839

Lender

Name	AMERICAN AIRLINES EMPS FCU
Type	Credit Union
Address	DFW AIRPORT, TX 75261-9001

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 17, 2034

October 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Oct 30, 2017
Property Address	2520 WASHINGTON ST, COMMERCE, TX 75428-3521
Document Number	0000015044
Map Reference	VOL526 PG245
Instrument Date	Apr 28, 2017
Instrument	2017-15044
Transaction Type	Transfer
Record Updated	Aug 27, 2021
Title Company	ATTORNEY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2520 WASHINGTON ST, COMMERCE, TX 75428-3521

Mortgage

Document Number	0000015045
Date	Oct 30, 2017
Instrument	2017-15045

Lender

Name	AMERICAN AIRLINES FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Commerce City
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$270,760 (+15.11%) Land $37,460 Building $233,300	$270,760 (+15.11%) Land $37,460 Building $233,300
2024	$6,786.00 (+43.07%)
2023		$235,220 Land $33,990 Building $201,230	$235,220 Land $33,990 Building $201,230
2022	$4,743.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COMMERCE serves 9,266 people · EPA ID TX1160003
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2022 Total trihalomethanes resolved · Oct 2017 Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Peoples Communications Fixed Wireless	500 / 60
360 Broadband Fixed Wireless	400 / 50

May also be available: Nextlink, Verizon.

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