2520 Toltec Cir, San Ramon, CA 94583 Property Records

Contra Costa County property record for 2520 Toltec Cir, San Ramon, CA 94583

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,107 sqft · built 1978
Lot Size0.184 acres (8,000 sqft)
Owner2 Trust Names on File
Last Sale$833,000 (May 2015)
Tax Bill$11,911 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN209-422-015-5

Property Details

APN / Parcel Number

Primary APN209-422-015-5
Alternative APN
  • 209-422-015

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,107 sqft Living Area
Gross Area2,613 sqft
1st Floor Area1,209 sqft
2nd Floor Area898 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1979
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area8,000 sqft (0.184 acres)
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2520 TOLTEC CIR
CitySAN RAMON
StateCA
Zip94583-2030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT04952 L0069 B
Legal SubdivisionSUBDIVISION 4952
Legal Tract04952
Legal Lot Number69
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group2
Census Block2001
Census Tract345116

Owner

2520 Toltec Cir is owner-occupied and held in a trust since May 2015.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address2520 TOLTEC CIR, SAN RAMON, CA 94583-2030
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2015 · Amount on File
Deed SaleMay 22, 2015 · Amount on File
Prior SaleDec 15, 2014 · Amount on File
Deed Document Number2015102999
Prior Transfer DateMay 8, 2015
Prior Transfer Doc0000102998
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2520 TOLTEC CIR, SAN RAMON, CA 94583-2030
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2520 TOLTEC CIR, SAN RAMON, CA 94583-2030

Mortgage

Document Number0000283741
DateNov 23, 2020
Instrument2020-283741
Lender
NameWINNPOINTE CORPORATION
TypeMortgage Company
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2520 Toltec Cir was $11,911.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalitySan Ramon City
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,021,155 (+2%) Land $735,528 Building $285,627
2025$11,911.00$1,001,133 Land $721,106 Building $280,027
2023$11,477.00 (+0.75%)$962,259 Land $693,105 Building $269,154
2022$11,391.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2520 Toltec Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2520 Toltec Cir is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 71% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100

May also be available: T-Mobile.

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