2520 Smith Ave, Baltimore, MD 21209 Property Records

Baltimore County property record for 2520 Smith Ave, Baltimore, MD 21209

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,856 sqft · built 1955
Lot Size	0.179 acres (7,810 sqft)
Owner	Individual Name on Record
Last Sale	$111,000 (Sep 1990)
Tax Bill	$5,337 (2024)
Deeds & Mortgages	Feb 2022 Line of Credit Dec 2021 Mortgage + 2 more
APN	`03-0307015810`

Property Details

APN / Parcel Number

Primary APN	`03-0307015810`
Alternative APNs	`30307015810` `0307015810`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,856 sqft Living Area
1st Floor Area	1,316 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,810 sqft (0.179 acres)
Lot Dimensions	107 ft deep x 73 ft wide
Porch	Open Porch
Porch Area	140 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0307015810
Street Address	2520 SMITH AVE
City	BALTIMORE
State	MD
Zip	21209-2506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY STREAM
Legal Subdivision	VALLEY STREAM
Legal Block	A
Legal Lot Number	14
Jurisdiction	BALTIMORE MD
Township / Civil Division	3
Census Block Group	1
Census Block	1008
Census Tract	403500

Owner

Source: Baltimore County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 363, OWINGS MILLS, MD 21117-0363
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL FCU OF MARYLAND
Dec 29, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jan 27, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Oct 26, 2017	Deed of Trust, Mortgage · FHA Mortgage FIDELITY DIRECT MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 1990 · Amount on Record
Deed Sale	Sep 21, 1990 · Amount on Record
Deed Book / Page	8600 / 732
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	2520 SMITH AVE, BALTIMORE, MD 21209-2506
Transaction Type	Mortgage
Record Updated	Feb 15, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0463380172
Date	Feb 3, 2022
Book Page	46338/172

Lender

Name	FIRST FINANCIAL FCU OF MARYLAND
Type	Credit Union
Address	SPARKS GLENCOE, MD 21152

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 2, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	2520 SMITH AVE, BALTIMORE, MD 21209-2506
Transaction Type	Mortgage
Record Updated	Jan 13, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0461170470
Date	Dec 29, 2021
Book Page	46117/470

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	2520 SMITH AVE, BALTIMORE, MD 21209-2506
Transaction Type	Mortgage
Record Updated	Mar 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0440020368
Date	Jan 27, 2021
Book Page	44002/368

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	2520 SMITH AVE, BALTIMORE, MD 21209-2506
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COMPETITVE TITLE AGECNY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0395550263
Date	Oct 26, 2017
Book Page	0039555/263

Lender

Name	FIDELITY DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	GAITHERSBURG, MD 20878

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$368,700 (+18.08%) Land $81,300 Building $287,400	$368,700 (-) Land $81,300 Building $287,400
2024	$5,337.00 (+129.55%)
2023	$2,325.00 Homeowner's exemption	$312,233	$368,700 Land $81,300 Building $287,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1984–2005)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jan 2005 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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