2520 Seven Knobs Rd, Gainesboro, TN 38562 Property Records

Jackson County property record for 2520 Seven Knobs Rd, Gainesboro, TN 38562

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,072 sqft · built 2018
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$14,000 (Mar 2016)
Tax Bill	$2,252 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`044066 01000`

Property Details

APN / Parcel Number

Primary APN	`044066 01000`
Alternative APN	`066 01000`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	3,072 sqft Living Area
1st Floor Area	1,536 sqft
Upper Floors Area	1,536 sqft
Basement Area	1,536 sqft
Unfinished Basement	1,536 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	174,240 sqft (4 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,296 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	936 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2520 SEVEN KNOBS RD
City	GAINESBORO
State	TN
Zip	38562-5513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 09 TRACT 2, COUNTY AREA: Q01
Legal Tract	2
Jurisdiction	JACKSON TN
Township / Civil Division	3
Census Block Group	2
Census Block	2009
Census Tract	960300

Owner

Source: Jackson County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2520 SEVEN KNOBS RD, GAINESBORO, TN 38562-5513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · FHA Mortgage MISSION LOANS LLC
Mar 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Aug 1, 2022	Deed of Trust, Mortgage · Line of Credit WILSON BANK & TRUST
Jul 11, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 10, 2018	Deed of Trust, Mortgage WILSON BK&TR
May 4, 2017	Trustee's Deed, Construction Loan · Line of Credit WILSON BK&TR
Mar 22, 2017	Warranty Deed, Transfer INTEGRITY TITLE AND ESCROW, INTEGRITY TITLE & ESCROW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2016 · Amount on Record
Deed Sale	Mar 28, 2016 · Amount on Record
Prior Sale	Mar 2, 2016 · Amount on Record
Deed Document Number	2016501
Deed Book / Page	80 / 974
Transfer Doc	0004000010
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON TN
Property Address	2520 SEVEN KNOBS RD, GAINESBORO, TN 38562-5513
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000663
Date	Mar 31, 2026
Book Page	128/1439
Instrument	26000663

Lender

Name	MISSION LOANS LLC
Type	Mortgage Company
Address	18200 VON KARMAN AVE STE 550, IRVINE, CA 92612

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON TN
Property Address	2520 SEVEN KNOBS RD, GAINESBORO, TN 38562-5513
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000614
Date	Mar 22, 2022
Book Page	107/379
Instrument	22000614

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON TN
Property Address	2520 SEVEN KNOBS RD, GAINESBORO, TN 38562-5513
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2520 SEVEN KNOBS RD, GAINESBORO, TN 38562-5513

Mortgage

Document Number	0000001631
Date	Aug 1, 2022
Book Page	109/310
Instrument	22001631

Lender

Name	WILSON BANK & TRUST
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jul 26, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON TN
Property Address	2520 SEVEN KNOBS RD, GAINESBORO, TN 38562-5513
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2520 SEVEN KNOBS RD, GAINESBORO, TN 38562-5513

Mortgage

Document Number	0000001274
Date	Jul 11, 2024
Book Page	118/935
Instrument	24001274

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON TN
Property Address	2520 SEVEN KNOBS RD, GAINESBORO, TN 38562-5513
Document Number	0000000061
Instrument Date	Dec 10, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2520 SEVEN KNOBS RD GAINESBORO TN 38562, GAINESBORO, TN 38562

Mortgage

Document Number	0000000061
Date	Jan 10, 2019
Book Page	000091/000969
Instrument	61

Lender

Name	WILSON BK&TR
Type	Bank
Address	LEBANON, TN 37087

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2049

May 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	JACKSON TN
Recording Date	May 4, 2017
Property Address	2520 SEVEN KNOBS RD, GAINESBORO, TN 38562-5513
Book / Page	000084 / 001104
Instrument Date	Apr 28, 2017
Instrument	635
Transaction Type	Construction Loan
Record Updated	Aug 18, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	219 SCHELLEY RD GAINESBORO TN 385625751, GAINESBORO, TN 38562-5751

Mortgage

Document Number	0000000635
Date	May 4, 2017
Book Page	000084/001104
Instrument	635

Lender

Name	WILSON BK&TR
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 3, 2018

Interest

Rate Type	Adjustable Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON TN
Recording Date	Mar 22, 2017
Property Address	2520 SEVEN KNOBS RD, GAINESBORO, TN 38562-5513
Document Number	0000000395
Book / Page	000084 / 000209
Instrument Date	Feb 25, 2017
Instrument	395
Transaction Type	Transfer
Record Updated	Mar 28, 2017
Title Company	INTEGRITY TITLE AND ESCROW, INTEGRITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$51.80
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	219 SCHELLEY RD GAINESBORO TN 385625751, GAINESBORO, TN 38562-5751

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,252.00	$88,325 (-) Land $4,500 Building $83,825
2024	$2,252.00 (+13.39%)	$88,325 (-) Land $4,500 Building $83,825
2023		$88,325 (-) Land $4,500 Building $83,825
2022	$1,986.00	$88,325 Land $4,500 Building $83,825
2021			$353,300 Land $18,000 Building $335,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2025)
Most Recent Claim	Mar 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD GAINESBORO ROAD U.D. serves 6,608 people · EPA ID TN0000135
Water Source	Purchased surface water from COOKEVILLE WATER DEPT
Last State Inspection	Apr 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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