Sebastian County property record for 2520 S Zero St, Fort Smith, AR 72901
| Property Type | Bank, Financial Building |
|---|---|
| Details | 2 ba · 2,784 sqft · built 2001 |
| Lot Size | 1.23 acres (54,014 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,150,000 (Apr 1999) |
| Tax Bill | $12,436 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14195-0009-00000-00 |
| Primary APN | 14195-0009-00000-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,784 sqft Gross Area |
| 1st Floor Area | 2,784 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Rigid Frame Bar Joist |
| Roof Material | Metal |
| Lot Area | 54,014 sqft |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Canopy | 1,053 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 36153 |
|---|---|
| Street Address | 2520 S ZERO ST |
| City | FORT SMITH |
| State | AR |
| Zip | 72901-8662 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | LOTS 9 & 10& W 45 LOT 8 |
| Legal Range | 32 |
| Legal Township | 07 |
| Legal Section | 04 |
| Legal Subdivision | JOHNNY CAKE CENTRAL REPLAT |
| Legal Block | 1 |
| Legal Lot Number | 8-10 |
| Jurisdiction | SEBASTIAN AR |
| Township / Civil Division | UPPER |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 1309 |
Source: Sebastian County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 196, OZARK, AR 72949-0196 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 1999 · Amount on Record |
| Deed Sale | Apr 1, 1999 · Amount on Record |
| Prior Sale | Aug 27, 1980 · Amount on Record |
| Deed Book / Page | 679 / 1406 |
| Record Updated | Oct 29, 2026 |
Source: Sebastian County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Sebastian County |
| Municipality | Fort Smith City |
| Unified School District | Fort Smith Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,436.00 | $214,198 (-) Land $45,773 Building $168,425 | $1,070,990 (-) Land $228,865 Building $842,125 |
| 2025 | $12,436.00 (+1.76%) | $214,198 (+1.75%) Land $45,773 Building $168,425 | $1,070,990 (+1.75%) Land $228,865 Building $842,125 |
| 2023 | $12,221.00 | $210,510 Land $46,820 Building $163,690 | $1,052,550 Land $234,100 Building $818,450 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | May 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Aug 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Right Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Cox Communications Cable · Fiber | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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