2520 S State St, Chicago, IL 60616 Property Records

Cook County property record for 2520 S State St, Chicago, IL 60616

Property Summary

Property Type	Exempt (Full or Partial)
Details	55,440 sqft · built 1947
Lot Size	1.16 acres (50,530 sqft)
Owner	Individual Name on File
Last Sale	$3,650,000 (May 2017)
Tax Bill	$62,755 (2024)
Deeds & Mortgages	Apr 2024 Mortgage May 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`17-28-237-027`

Property Details

APN / Parcel Number

Primary APN	`17-28-237-027`
Alternative APN	`17-28-237-027-0000`

Interior

Units	4 Units
Stories	2 Stories
Building Area	55,440 sqft Gross Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	50,530 sqft

Location & Zoning

Street Address	2520 S STATE ST
City	CHICAGO
State	IL
Zip	60616-2312
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	C2-3
Legal Description	G W (GERRISHS) SUB OF PT EH NE SEC 28-39-14
Legal Range	14E
Legal Township	39N
Legal Section	28
Legal Subdivision	GERRISHS SUB
Legal Block	1
Legal Lot Number	24,9
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1062
Census Tract	841000

Owner

2520 S State St is owned by an individual who bought it in May 2017.

Source: Cook County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	2301 S DUSABLE LAKE SHORE DRIVE LAKESIDE CTR, CHICAGO, IL 60616
Owner Type	Individual
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Special Warranty Deed, Transfer · Commercial Mortgage WINTRUST BANK NA
May 22, 2017	Warranty Deed, Transfer · Line of Credit WINTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2017 · Amount on File
Deed Sale	May 22, 2017 · Amount on File
Prior Sale	May 8, 2003 · Amount on File
Deed Document Number	201746051
Prior Transfer Date	Jan 21, 2014
Prior Transfer Doc	0000022071
Record Updated	Oct 29, 2026

April 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 29, 2024
Property Address	2520 S STATE ST, CHICAGO, IL 60616-2312
Document Number	0012023010
Instrument Date	Feb 21, 2024
Instrument	2412023010
Transaction Type	Transfer
Record Updated	May 10, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	350 W HUBBARD ST # ST300, ST300, CHICAGO, IL 60654-5798

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2520 S STATE ST, CHICAGO, IL 60616-2312

Mortgage

Document Number	0012023011
Date	Apr 29, 2024
Instrument	2412023011

Lender

Name	WINTRUST BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 22, 2017
Property Address	2520 S STATE ST, CHICAGO, IL 60616-2312
Document Number	1714246051
Instrument Date	May 17, 2017
Instrument	14246051
Transaction Type	Transfer
Record Updated	Dec 8, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,650.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	350 W HUBBARD ST #300 CHICAGO IL 606545821, 300, CHICAGO, IL 60654-5821

Mortgage

Document Number	1714246052
Date	May 22, 2017
Instrument	14246052

Lender

Name	WINTRUST BK
Address	231 S LA SALLE ST # 2ND, CHICAGO, IL 60604-1426

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	May 21, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$62,755.00 (-48.93%)		$3,964,592 Land $1,512,000 Building $2,452,592
2023	$122,881.00 (+2.6%)
2022	$119,770.00	$580,493 Land $88,200 Building $492,293	$2,321,972 Land $352,800 Building $1,969,172

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2520 S State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2520 S State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Verizon, Zentro.

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