McLennan County property record for 2520 S 16th St, Waco, TX 76706
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 2001 |
| Lot Size | 0.192 acres (8,378 sqft) |
| Owner | Individual Name on File |
| Last Sale | $74,600 (Jun 2014) |
| Tax Bill | $1,634 (2025) |
| Deeds & Mortgages | Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-030301-001300-7 |
| Primary APN | 48-030301-001300-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Flooring | Carpet |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 8,378 sqft (0.192 acres) |
| Lot Dimensions | 118 ft deep x 71 ft wide |
| Garage Type | Carport |
| Garage Area | 527 sqft |
| Carport | Carport |
| Carport Area | 527 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 880 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 88 sqft |
| Patio Area | 24 sqft |
| Storage Building | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2520 S 16TH ST |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76706-3454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | MOSTYN-ROBERTS LOT 13 BLOCK 1 ACRES .1923 |
| Legal Subdivision | MOSTYN-ROBERTS |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 1900 |
2520 S 16th St is owned and occupied by an individual who bought it in June 2014.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2520 S 16TH ST, WACO, TX 76706-3454 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 11, 2014 · Amount on File |
| Deed Sale | Jun 11, 2014 · Amount on File |
| Prior Sale | Feb 2, 2006 · Amount on File |
| Deed Document Number | 201416793 |
| Prior Transfer Date | Jul 5, 2005 |
| Prior Transfer Doc | 0000027896 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2520 S 16TH ST, WACO, TX 76706-3454 |
| Document Number | 0000043472 |
| Instrument Date | Dec 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2520 S 16TH ST WACO TX 767063454, WACO, TX 76706-3454 |
| Document Number | 0000043472 |
|---|---|
| Date | Dec 17, 2018 |
| Instrument | 43472 |
| Name | FIRST CTRL CU |
|---|---|
| Type | Credit Union |
| Address | WACO, TX 76710 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Dec 16, 2033 |
The 2025 property tax bill for 2520 S 16th St was $1,634 with a homeowner's exemption, down 5.9% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $158,352 (+4.7%) Land $23,794 Building $134,558 | $158,352 (-0.58%) Land $23,794 Building $134,558 | |
| 2025 | $1,634.00 (-5.93%) Homeowner's exemption | $151,242 | $159,270 Land $21,620 Building $137,650 |
| 2024 | $1,737.00 | ||
| 2023 | $150,070 Land $21,620 Building $128,450 | $150,070 Land $21,620 Building $128,450 | |
| 2022 | $1,466.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2520 S 16th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 individual policies |
| Nearby Flood Policies | 41 units insured incl. 2 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2520 S 16th St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.4% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, AT&T, Pavlov Media.
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